Is Albany, GA a Good Place to Live?
Albany is a mid-sized city of 68,926 in Georgia, with a median household income of $43,724 and a 10.3% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.
Strengths: Albany stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Albany is right for you depends on your priorities — the full breakdown is below.
All Albany city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 86.4Albany's overall cost of living index is 86.4, where 100 represents the US national average. Living in Albany costs roughly 14% less than the average American city.
| Metric | Albany, GA | National Avg |
|---|---|---|
| Median Home Value | $111,200 | $244,900 |
| Median Monthly Rent | $889 | $1,163 |
| Homeownership Rate | 40.2% | 65.9% |
| Median Household Income | $43,724 | $74,755 |
Crime & Safety
Higher than AverageAlbany's violent crime rate is 823.6 per 100,000 residents — 117% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Albany is served primarily by Dougherty County. The student-to-teacher ratio is 13.6:1 (better than the national average of ~16:1).
| Metric | Albany, GA | National Avg |
|---|---|---|
| School District | Dougherty County | — |
| Elementary Schools | 13 | — |
| Middle Schools | 4 | — |
| High Schools | 4 | — |
| Student/Teacher Ratio | 13.6:1 | 16:1 |
| Bachelor's Degree or Higher | 22.1% | 35.4% |
| High School Diploma or Higher | 82.9% | 91.1% |
Weather & Climate
Albany sees average highs of 62.0°F in January and 93.2°F in July, with 46.6 inches of annual precipitation .
| Metric | Albany, GA |
|---|---|
| Average High — January | 62.0°F |
| Average High — July | 93.2°F |
| Annual Precipitation | 46.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Albany, GA | National Avg |
|---|---|---|
| Population | 68,926 | — |
| Median Age | 34.7 | 38.9 |
| Unemployment Rate | 10.3% | 3.7% |
| Avg Commute Time | 20.2 min | 26 min |
| White (non-Hispanic) | 19.5% | 59.3% |
| Black or African American | 75.6% | 13.6% |
| Hispanic or Latino | 1.8% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 24.3% | 22.2% |
| 65 and over | 15.5% | 16.8% |
Nearby Cities
ZIP Codes in Albany
Albany, GA is covered by 3 ZIP codes: