Median Income
$43,724
household / year
Median Home Value
$111,200
owner-occupied
Median Rent
$889
gross / month
Cost of Living
86
national avg = 100

Is Albany, GA a Good Place to Live?

Albany is a mid-sized city of 68,926 in Georgia, with a median household income of $43,724 and a 10.3% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Albany stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Albany is right for you depends on your priorities — the full breakdown is below.

All Albany city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.4

Albany's overall cost of living index is 86.4, where 100 represents the US national average. Living in Albany costs roughly 14% less than the average American city.

Metric Albany, GA National Avg
Median Home Value $111,200 $244,900
Median Monthly Rent $889 $1,163
Homeownership Rate 40.2% 65.9%
Median Household Income $43,724 $74,755

Crime & Safety

Higher than Average

Albany's violent crime rate is 823.6 per 100,000 residents — 117% higher than the national average of ~380 per 100,000.

Violent Crime
823.6 /100k
Property Crime
1608.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Albany is served primarily by Dougherty County. The student-to-teacher ratio is 13.6:1 (better than the national average of ~16:1).

Metric Albany, GA National Avg
School District Dougherty County
Elementary Schools 13
Middle Schools 4
High Schools 4
Student/Teacher Ratio 13.6:1 16:1
Bachelor's Degree or Higher 22.1% 35.4%
High School Diploma or Higher 82.9% 91.1%

Weather & Climate

Albany sees average highs of 62.0°F in January and 93.2°F in July, with 46.6 inches of annual precipitation .

MetricAlbany, GA
Average High — January62.0°F
Average High — July93.2°F
Annual Precipitation46.6"
Annual SnowfallTrace / None

Demographics

MetricAlbany, GANational Avg
Population68,926
Median Age34.738.9
Unemployment Rate10.3%3.7%
Avg Commute Time20.2 min26 min
White (non-Hispanic)19.5%59.3%
Black or African American75.6%13.6%
Hispanic or Latino1.8%18.9%
Asian0.7%6.3%
Under 1824.3%22.2%
65 and over15.5%16.8%

Nearby Cities

ZIP Codes in Albany

Albany, GA is covered by 3 ZIP codes:

Albany vs Other Cities

Frequently Asked Questions

Albany's cost of living index is 86, where 100 is the national average. That makes Albany roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $111,200 and median rent is $889/month.
Albany's violent crime rate is 823.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1608.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Albany are operated by Dougherty County. The district has 13 elementary, 4 middle, and 4 high schools. The student-to-teacher ratio is 13.6:1. 22.1% of adults 25+ hold a bachelor's degree or higher.
Albany, GA has a population of 68,926, a median household income of $43,724, and an unemployment rate of 10.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Albany averages 62.0°F in January and 93.2°F in July. Annual rainfall is 46.6 inches . Based on NOAA 30-year climate normals (1991–2020).
Albany, GA is covered by 3 ZIP codes: 31707, 31721, 31701.
The population of Albany, Georgia is 68,926 with a median age of 34.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Albany: cost of living index 86 (100 = US average), median home $111,200, median household income $43,724, crime index 161 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Albany side by side with your current city to see the trade-offs.