Median Income
$61,750
household / year
Median Home Value
$183,700
owner-occupied
Median Rent
$1,932
gross / month
Cost of Living
112
national avg = 100

Is Watergate, FL a Good Place to Live?

Watergate is a small town of 3,589 in Florida, with a median household income of $61,750 and a 10.1% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Watergate stands out for below-average home prices.

Trade-offs: Potential downsides include an above-average cost of living, longer commutes, an elevated unemployment rate. Whether Watergate is right for you depends on your priorities — the full breakdown is below.

All Watergate city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 111.8

Watergate's overall cost of living index is 111.8, where 100 represents the US national average. Living in Watergate costs roughly 12% more than the average American city.

Metric Watergate, FL National Avg
Median Home Value $183,700 $244,900
Median Monthly Rent $1,932 $1,163
Homeownership Rate 60.5% 65.9%
Median Household Income $61,750 $74,755

Crime & Safety

Very Safe

Watergate's violent crime rate is 166.6 per 100,000 residents — 56% lower than the national average of ~380 per 100,000.

Violent Crime
166.6 /100k
Property Crime
822.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Watergate is served primarily by PALM BEACH. The student-to-teacher ratio is 16.4:1 (slightly above the national average of ~16:1).

Metric Watergate, FL National Avg
School District PALM BEACH
Elementary Schools 132
Middle Schools 37
High Schools 50
Student/Teacher Ratio 16.4:1 16:1
Bachelor's Degree or Higher 13.4% 35.4%
High School Diploma or Higher 72.8% 91.1%

Weather & Climate

Watergate sees average highs of 76.1°F in January and 90.9°F in July, with 65.2 inches of annual precipitation .

MetricWatergate, FL
Average High — January76.1°F
Average High — July90.9°F
Annual Precipitation65.2"
Annual SnowfallTrace / None

Demographics

MetricWatergate, FLNational Avg
Population3,589
Median Age48.638.9
Unemployment Rate10.1%3.7%
Avg Commute Time30.8 min26 min
White (non-Hispanic)69.7%59.3%
Black or African American3.4%13.6%
Hispanic or Latino19.6%18.9%
Asian4.2%6.3%
Under 1813.9%22.2%
65 and over13.1%16.8%

Nearby Cities

ZIP Codes in Watergate

Watergate, FL is covered by 1 ZIP code:

Watergate vs Other Cities

Frequently Asked Questions

Watergate's cost of living index is 112, where 100 is the national average. That puts Watergate roughly 12% above the national average in cost. The median home price is $183,700 and median rent is $1,932/month.
Watergate's violent crime rate is 166.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 822.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Watergate are operated by PALM BEACH. The district has 132 elementary, 37 middle, and 50 high schools. The student-to-teacher ratio is 16.4:1. 13.4% of adults 25+ hold a bachelor's degree or higher.
Watergate, FL has a population of 3,589, a median household income of $61,750, and an unemployment rate of 10.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Watergate averages 76.1°F in January and 90.9°F in July. Annual rainfall is 65.2 inches . Based on NOAA 30-year climate normals (1991–2020).
Watergate, FL is covered by 1 ZIP code: 33428.
The population of Watergate, Florida is 3,589 with a median age of 48.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Watergate: cost of living index 112 (100 = US average), median home $183,700, median household income $61,750, crime index 42 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Watergate side by side with your current city to see the trade-offs.