What are the schools like in Valparaiso, FL?

Valparaiso is served primarily by OKALOOSA. The district operates 21 elementary schools, 9 middle schools, and 11 high schools with a student-to-teacher ratio of 19.0:1.

What is the median household income in Valparaiso?

The median household income in Valparaiso, FL is $77,837 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.0%.

What is the weather like in Valparaiso, FL?

Valparaiso has an average high temperature of 61.2°F in January and 89.9°F in July. Annual precipitation averages 69.2 inches.

Valparaiso, FL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Valparaiso, FL affordable or expensive?

Valparaiso's cost of living index is 98, where 100 represents the national average. This means Valparaiso is 2% less expensive than the average US city. The median home value is $328,300 and the median rent is $1,204 per month.

Q: What is the crime rate in Valparaiso, FL?

Crime rate data for Valparaiso is not currently available from the FBI's reported data.

Is Valparaiso, FL a Good Place to Live?

Valparaiso is a small town of 4,889 in Florida, with a median household income of $77,837 and a 3.0% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Valparaiso stands out for solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Valparaiso is right for you depends on your priorities — the full breakdown is below.

All Valparaiso city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.0

Valparaiso's overall cost of living index is 98.0, where 100 represents the US national average. Living in Valparaiso costs roughly 2% less than the average American city.

Metric	Valparaiso, FL	National Avg
Median Home Value	$328,300	$244,900
Median Monthly Rent	$1,204	$1,163
Homeownership Rate	58.4%	65.9%
Median Household Income	$77,837	$74,755

Crime & Safety

Crime data for Valparaiso is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Valparaiso is served primarily by OKALOOSA. The student-to-teacher ratio is 19.0:1 (slightly above the national average of ~16:1).

Metric	Valparaiso, FL	National Avg
School District	OKALOOSA	—
Elementary Schools	21	—
Middle Schools	9	—
High Schools	11	—
Student/Teacher Ratio	19.0:1	16:1
Bachelor's Degree or Higher	36.3%	35.4%
High School Diploma or Higher	97.0%	91.1%

Weather & Climate

Valparaiso sees average highs of 61.2°F in January and 89.9°F in July, with 69.2 inches of annual precipitation .

Metric	Valparaiso, FL
Average High — January	61.2°F
Average High — July	89.9°F
Annual Precipitation	69.2"
Annual Snowfall	Trace / None

Demographics

Metric	Valparaiso, FL	National Avg
Population	4,889	—
Median Age	28.1	38.9
Unemployment Rate	3.0%	3.7%
Avg Commute Time	19.2 min	26 min
White (non-Hispanic)	70.6%	59.3%
Black or African American	15.0%	13.6%
Hispanic or Latino	2.4%	18.9%
Asian	3.6%	6.3%
Under 18	20.2%	22.2%
65 and over	13.1%	16.8%

Nearby Cities

Eglin AFB, FL 3 mi Niceville, FL 4 mi Lake Lorraine, FL 5 mi Shalimar, FL 5 mi Ocean City, FL 7 mi

ZIP Codes in Valparaiso

Valparaiso, FL is covered by 2 ZIP codes:

32580 32542

Valparaiso vs Other Cities

Valparaiso, FL vs Eglin AFB, FL Valparaiso, FL vs Niceville, FL Valparaiso, FL vs Lake Lorraine, FL Valparaiso, FL vs Shalimar, FL Valparaiso, FL vs Ocean City, FL

Frequently Asked Questions

Is Valparaiso, FL affordable or expensive?

Valparaiso's cost of living index is 98, where 100 is the national average. That makes Valparaiso roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $328,300 and median rent is $1,204/month.

What is the crime rate in Valparaiso, FL?

Crime data for Valparaiso is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Valparaiso?

Public schools in Valparaiso are operated by OKALOOSA. The district has 21 elementary, 9 middle, and 11 high schools. The student-to-teacher ratio is 19.0:1. 36.3% of adults 25+ hold a bachelor's degree or higher.

Is Valparaiso, FL a good place to live?

Valparaiso, FL has a population of 4,889, a median household income of $77,837, and an unemployment rate of 3.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Valparaiso?

Valparaiso averages 61.2°F in January and 89.9°F in July. Annual rainfall is 69.2 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Valparaiso?

Valparaiso, FL is covered by 2 ZIP codes: 32580, 32542.

What is the population of Valparaiso?

The population of Valparaiso, Florida is 4,889 with a median age of 28.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Valparaiso?

Key numbers for living in Valparaiso: cost of living index 98 (100 = US average), median home $328,300, median household income $77,837, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Valparaiso side by side with your current city to see the trade-offs.