Is Stock Island, FL a Good Place to Live?
Stock Island is a small town of 4,564 in Florida, with a median household income of $62,309 and a 1.6% unemployment rate. Its cost of living index is 107 (US average = 100), which is 7% above the national average.
Strengths: Stock Island stands out for short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Stock Island is right for you depends on your priorities — the full breakdown is below.
All Stock Island city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 107.2Stock Island's overall cost of living index is 107.2, where 100 represents the US national average. Living in Stock Island costs roughly 7% more than the average American city.
| Metric | Stock Island, FL | National Avg |
|---|---|---|
| Median Home Value | $372,800 | $244,900 |
| Median Monthly Rent | $1,917 | $1,163 |
| Homeownership Rate | 27.1% | 65.9% |
| Median Household Income | $62,309 | $74,755 |
Crime & Safety
Very SafeStock Island's violent crime rate is 117.2 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Stock Island, FL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 19.5% | 35.4% |
| High School Diploma or Higher | 80.8% | 91.1% |
Weather & Climate
Stock Island sees average highs of 75.8°F in January and 90.2°F in July, with 40.4 inches of annual precipitation .
| Metric | Stock Island, FL |
|---|---|
| Average High — January | 75.8°F |
| Average High — July | 90.2°F |
| Annual Precipitation | 40.4" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Stock Island, FL | National Avg |
|---|---|---|
| Population | 4,564 | — |
| Median Age | 34.6 | 38.9 |
| Unemployment Rate | 1.6% | 3.7% |
| Avg Commute Time | 14.1 min | 26 min |
| White (non-Hispanic) | 47.5% | 59.3% |
| Black or African American | 25.4% | 13.6% |
| Hispanic or Latino | 24.8% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 24.8% | 22.2% |
| 65 and over | 10.9% | 16.8% |