Is St. Pete Beach, FL a Good Place to Live?
St. Pete Beach is a small town of 8,905 in Florida, with a median household income of $112,578 and a 5.7% unemployment rate. Its cost of living index is 108 (US average = 100), which is 8% above the national average.
Strengths: St. Pete Beach stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.
Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether St. Pete Beach is right for you depends on your priorities — the full breakdown is below.
All St. Pete Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 108.3St. Pete Beach's overall cost of living index is 108.3, where 100 represents the US national average. Living in St. Pete Beach costs roughly 8% more than the average American city.
| Metric | St. Pete Beach, FL | National Avg |
|---|---|---|
| Median Home Value | $615,300 | $244,900 |
| Median Monthly Rent | $1,613 | $1,163 |
| Homeownership Rate | 74.3% | 65.9% |
| Median Household Income | $112,578 | $74,755 |
Crime & Safety
Safer than AverageSt. Pete Beach's violent crime rate is 310.8 per 100,000 residents — 18% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
St. Pete Beach is served primarily by PINELLAS. The student-to-teacher ratio is 15.9:1 (better than the national average of ~16:1).
| Metric | St. Pete Beach, FL | National Avg |
|---|---|---|
| School District | PINELLAS | — |
| Elementary Schools | 90 | — |
| Middle Schools | 20 | — |
| High Schools | 30 | — |
| Student/Teacher Ratio | 15.9:1 | 16:1 |
| Bachelor's Degree or Higher | 53.5% | 35.4% |
| High School Diploma or Higher | 95.8% | 91.1% |
Weather & Climate
St. Pete Beach sees average highs of 69.0°F in January and 89.6°F in July, with 56.0 inches of annual precipitation .
| Metric | St. Pete Beach, FL |
|---|---|
| Average High — January | 69.0°F |
| Average High — July | 89.6°F |
| Annual Precipitation | 56.0" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | St. Pete Beach, FL | National Avg |
|---|---|---|
| Population | 8,905 | — |
| Median Age | 61.5 | 38.9 |
| Unemployment Rate | 5.7% | 3.7% |
| Avg Commute Time | 26.4 min | 26 min |
| White (non-Hispanic) | 90.9% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 4.8% | 18.9% |
| Asian | 1.9% | 6.3% |
| Under 18 | 5.9% | 22.2% |
| 65 and over | 40.1% | 16.8% |
Nearby Cities
ZIP Codes in St. Pete Beach
St. Pete Beach, FL is covered by 1 ZIP code: