Is St. James City, FL a Good Place to Live?
St. James City is a small town of 3,494 in Florida, with a median household income of $62,415 and a 10.4% unemployment rate. Its cost of living index is 106 (US average = 100), which is 6% above the national average.
Strengths: St. James City stands out for short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether St. James City is right for you depends on your priorities — the full breakdown is below.
All St. James City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 106.3St. James City's overall cost of living index is 106.3, where 100 represents the US national average. Living in St. James City costs roughly 6% more than the average American city.
| Metric | St. James City, FL | National Avg |
|---|---|---|
| Median Home Value | $251,600 | $244,900 |
| Median Monthly Rent | $2,191 | $1,163 |
| Homeownership Rate | 92.9% | 65.9% |
| Median Household Income | $62,415 | $74,755 |
Crime & Safety
Crime data for St. James City is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
| Metric | St. James City, FL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 24.4% | 35.4% |
| High School Diploma or Higher | 92.6% | 91.1% |
Weather & Climate
St. James City sees average highs of 75.0°F in January and 91.6°F in July, with 54.8 inches of annual precipitation .
| Metric | St. James City, FL |
|---|---|
| Average High — January | 75.0°F |
| Average High — July | 91.6°F |
| Annual Precipitation | 54.8" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | St. James City, FL | National Avg |
|---|---|---|
| Population | 3,494 | — |
| Median Age | 64.7 | 38.9 |
| Unemployment Rate | 10.4% | 3.7% |
| Avg Commute Time | 20.0 min | 26 min |
| White (non-Hispanic) | 97.3% | 59.3% |
| Black or African American | 0.5% | 13.6% |
| Hispanic or Latino | 0.7% | 18.9% |
| Asian | 0.3% | 6.3% |
| Under 18 | 6.0% | 22.2% |
| 65 and over | 48.5% | 16.8% |
Nearby Cities
ZIP Codes in St. James City
St. James City, FL is covered by 1 ZIP code: