Is Silver Springs, FL a Good Place to Live?
Silver Springs is a small town of 2,593 in Florida, with a median household income of $33,671 and a 7.5% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Silver Springs stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Silver Springs is right for you depends on your priorities — the full breakdown is below.
All Silver Springs city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.5Silver Springs's overall cost of living index is 95.5, where 100 represents the US national average. Living in Silver Springs costs roughly 4% less than the average American city.
| Metric | Silver Springs, FL | National Avg |
|---|---|---|
| Median Home Value | $28,800 | $244,900 |
| Median Monthly Rent | $1,006 | $1,163 |
| Homeownership Rate | 34.1% | 65.9% |
| Median Household Income | $33,671 | $74,755 |
Crime & Safety
Crime data for Silver Springs is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Silver Springs is served primarily by MARION. The student-to-teacher ratio is 18.6:1 (slightly above the national average of ~16:1).
| Metric | Silver Springs, FL | National Avg |
|---|---|---|
| School District | MARION | — |
| Elementary Schools | 35 | — |
| Middle Schools | 10 | — |
| High Schools | 12 | — |
| Student/Teacher Ratio | 18.6:1 | 16:1 |
| Bachelor's Degree or Higher | 20.1% | 35.4% |
| High School Diploma or Higher | 80.3% | 91.1% |
Weather & Climate
Silver Springs sees average highs of 70.6°F in January and 92.0°F in July, with 51.6 inches of annual precipitation .
| Metric | Silver Springs, FL |
|---|---|
| Average High — January | 70.6°F |
| Average High — July | 92.0°F |
| Annual Precipitation | 51.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Silver Springs, FL | National Avg |
|---|---|---|
| Population | 2,593 | — |
| Median Age | 40.2 | 38.9 |
| Unemployment Rate | 7.5% | 3.7% |
| Avg Commute Time | 21.7 min | 26 min |
| White (non-Hispanic) | 59.8% | 59.3% |
| Black or African American | 25.8% | 13.6% |
| Hispanic or Latino | 8.7% | 18.9% |
| Asian | 0.8% | 6.3% |
| Under 18 | 18.2% | 22.2% |
| 65 and over | 17.6% | 16.8% |
Nearby Cities
ZIP Codes in Silver Springs
Silver Springs, FL is covered by 2 ZIP codes: