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Is Punta Gorda, FL a Good Place to Live?
Punta Gorda is a small city of 19,605 in Florida, with a median household income of $75,898 and a 4.9% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.
Strengths: Punta Gorda stands out for solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Punta Gorda is right for you depends on your priorities — the full breakdown is below.
All Punta Gorda city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 104.2Punta Gorda's overall cost of living index is 104.2, where 100 represents the US national average. Living in Punta Gorda costs roughly 4% more than the average American city.
| Metric | Punta Gorda, FL | National Avg |
|---|---|---|
| Median Home Value | $446,100 | $244,900 |
| Median Monthly Rent | $1,172 | $1,163 |
| Homeownership Rate | 82.4% | 65.9% |
| Median Household Income | $75,898 | $74,755 |
Crime & Safety
Crime data for Punta Gorda is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Punta Gorda is served primarily by CHARLOTTE. The student-to-teacher ratio is 17.2:1 (slightly above the national average of ~16:1).
| Metric | Punta Gorda, FL | National Avg |
|---|---|---|
| School District | CHARLOTTE | — |
| Elementary Schools | 10 | — |
| Middle Schools | 4 | — |
| High Schools | 6 | — |
| Student/Teacher Ratio | 17.2:1 | 16:1 |
| Bachelor's Degree or Higher | 39.4% | 35.4% |
| High School Diploma or Higher | 96.1% | 91.1% |
Weather & Climate
Punta Gorda sees average highs of 76.8°F in January and 94.0°F in July, with 54.0 inches of annual precipitation .
| Metric | Punta Gorda, FL |
|---|---|
| Average High — January | 76.8°F |
| Average High — July | 94.0°F |
| Annual Precipitation | 54.0" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Punta Gorda, FL | National Avg |
|---|---|---|
| Population | 19,605 | — |
| Median Age | 66.3 | 38.9 |
| Unemployment Rate | 4.9% | 3.7% |
| Avg Commute Time | 23.5 min | 26 min |
| White (non-Hispanic) | 89.6% | 59.3% |
| Black or African American | 2.7% | 13.6% |
| Hispanic or Latino | 3.2% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 9.4% | 22.2% |
| 65 and over | 52.5% | 16.8% |
Nearby Cities
ZIP Codes in Punta Gorda
Punta Gorda, FL is covered by 2 ZIP codes: