Is Port Charlotte, FL a Good Place to Live?
Port Charlotte is a mid-sized city of 63,913 in Florida, with a median household income of $58,799 and a 7.0% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.
Strengths: Port Charlotte stands out for below-average home prices, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Port Charlotte is right for you depends on your priorities — the full breakdown is below.
All Port Charlotte city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 101.2Port Charlotte's overall cost of living index is 101.2, where 100 represents the US national average. Living in Port Charlotte costs roughly 1% more than the average American city.
| Metric | Port Charlotte, FL | National Avg |
|---|---|---|
| Median Home Value | $229,600 | $244,900 |
| Median Monthly Rent | $1,214 | $1,163 |
| Homeownership Rate | 81.4% | 65.9% |
| Median Household Income | $58,799 | $74,755 |
Crime & Safety
Crime data for Port Charlotte is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Port Charlotte is served primarily by CHARLOTTE. The student-to-teacher ratio is 17.2:1 (slightly above the national average of ~16:1).
| Metric | Port Charlotte, FL | National Avg |
|---|---|---|
| School District | CHARLOTTE | — |
| Elementary Schools | 10 | — |
| Middle Schools | 4 | — |
| High Schools | 6 | — |
| Student/Teacher Ratio | 17.2:1 | 16:1 |
| Bachelor's Degree or Higher | 20.0% | 35.4% |
| High School Diploma or Higher | 90.2% | 91.1% |
Weather & Climate
Port Charlotte sees average highs of 76.8°F in January and 94.0°F in July, with 58.5 inches of annual precipitation .
| Metric | Port Charlotte, FL |
|---|---|
| Average High — January | 76.8°F |
| Average High — July | 94.0°F |
| Annual Precipitation | 58.5" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Port Charlotte, FL | National Avg |
|---|---|---|
| Population | 63,913 | — |
| Median Age | 55.6 | 38.9 |
| Unemployment Rate | 7.0% | 3.7% |
| Avg Commute Time | 24.7 min | 26 min |
| White (non-Hispanic) | 80.0% | 59.3% |
| Black or African American | 7.5% | 13.6% |
| Hispanic or Latino | 8.1% | 18.9% |
| Asian | 1.5% | 6.3% |
| Under 18 | 13.9% | 22.2% |
| 65 and over | 32.5% | 16.8% |
Nearby Cities
ZIP Codes in Port Charlotte
Port Charlotte, FL is covered by 5 ZIP codes: