Median Income
$98,125
household / year
Median Home Value
$470,500
owner-occupied
Median Rent
$2,074
gross / month
Cost of Living
109
national avg = 100

Is Ponce Inlet, FL a Good Place to Live?

Ponce Inlet is a small town of 3,364 in Florida, with a median household income of $98,125 and a 2.0% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Ponce Inlet stands out for lower-than-average crime, a well-educated population.

Trade-offs: Potential downsides include high home prices. Whether Ponce Inlet is right for you depends on your priorities — the full breakdown is below.

All Ponce Inlet city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 109.0

Ponce Inlet's overall cost of living index is 109.0, where 100 represents the US national average. Living in Ponce Inlet costs roughly 9% more than the average American city.

Metric Ponce Inlet, FL National Avg
Median Home Value $470,500 $244,900
Median Monthly Rent $2,074 $1,163
Homeownership Rate 90.5% 65.9%
Median Household Income $98,125 $74,755

Crime & Safety

Very Safe

Ponce Inlet's violent crime rate is 58.2 per 100,000 residents — 85% lower than the national average of ~380 per 100,000.

Violent Crime
58.2 /100k
Property Crime
407.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Ponce Inlet, FL National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 51.8% 35.4%
High School Diploma or Higher 97.7% 91.1%

Weather & Climate

Ponce Inlet sees average highs of 68.1°F in January and 88.4°F in July, with 51.1 inches of annual precipitation .

MetricPonce Inlet, FL
Average High — January68.1°F
Average High — July88.4°F
Annual Precipitation51.1"
Annual SnowfallTrace / None

Demographics

MetricPonce Inlet, FLNational Avg
Population3,364
Median Age65.138.9
Unemployment Rate2.0%3.7%
Avg Commute Time28.8 min26 min
White (non-Hispanic)94.5%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.7%18.9%
Asian0.8%6.3%
Under 185.3%22.2%
65 and over50.1%16.8%

Nearby Cities

Ponce Inlet vs Other Cities

Frequently Asked Questions

Ponce Inlet's cost of living index is 109, where 100 is the national average. That puts Ponce Inlet roughly 9% above the national average in cost. The median home price is $470,500 and median rent is $2,074/month.
Ponce Inlet's violent crime rate is 58.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 407.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Ponce Inlet, FL has a population of 3,364, a median household income of $98,125, and an unemployment rate of 2.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ponce Inlet averages 68.1°F in January and 88.4°F in July. Annual rainfall is 51.1 inches . Based on NOAA 30-year climate normals (1991–2020).
The population of Ponce Inlet, Florida is 3,364 with a median age of 65.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ponce Inlet: cost of living index 109 (100 = US average), median home $470,500, median household income $98,125, crime index 17 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Ponce Inlet side by side with your current city to see the trade-offs.