Is Ponce Inlet, FL a Good Place to Live?
Ponce Inlet is a small town of 3,364 in Florida, with a median household income of $98,125 and a 2.0% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.
Strengths: Ponce Inlet stands out for lower-than-average crime, a well-educated population.
Trade-offs: Potential downsides include high home prices. Whether Ponce Inlet is right for you depends on your priorities — the full breakdown is below.
All Ponce Inlet city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 109.0Ponce Inlet's overall cost of living index is 109.0, where 100 represents the US national average. Living in Ponce Inlet costs roughly 9% more than the average American city.
| Metric | Ponce Inlet, FL | National Avg |
|---|---|---|
| Median Home Value | $470,500 | $244,900 |
| Median Monthly Rent | $2,074 | $1,163 |
| Homeownership Rate | 90.5% | 65.9% |
| Median Household Income | $98,125 | $74,755 |
Crime & Safety
Very SafePonce Inlet's violent crime rate is 58.2 per 100,000 residents — 85% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Ponce Inlet, FL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 51.8% | 35.4% |
| High School Diploma or Higher | 97.7% | 91.1% |
Weather & Climate
Ponce Inlet sees average highs of 68.1°F in January and 88.4°F in July, with 51.1 inches of annual precipitation .
| Metric | Ponce Inlet, FL |
|---|---|
| Average High — January | 68.1°F |
| Average High — July | 88.4°F |
| Annual Precipitation | 51.1" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Ponce Inlet, FL | National Avg |
|---|---|---|
| Population | 3,364 | — |
| Median Age | 65.1 | 38.9 |
| Unemployment Rate | 2.0% | 3.7% |
| Avg Commute Time | 28.8 min | 26 min |
| White (non-Hispanic) | 94.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.7% | 18.9% |
| Asian | 0.8% | 6.3% |
| Under 18 | 5.3% | 22.2% |
| 65 and over | 50.1% | 16.8% |