Polk City is a small town of 2,766 in Florida, with a median household income of $69,886
and a 2.9% unemployment rate.
Its cost of living index is 99 (US average = 100), which is
1% below the national average.
Strengths:
Polk City stands out for below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Polk City is right for you depends on your priorities — the full breakdown is below.
All Polk City city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 98.6
Polk City's overall cost of living index is 98.6,
where 100 represents the US national average.
Living in Polk City costs roughly 1% less than the average American city.
Metric
Polk City, FL
National Avg
Median Home Value
$233,100
$244,900
Median Monthly Rent
$874
$1,163
Homeownership Rate
86.7%
65.9%
Median Household Income
$69,886
$74,755
Crime & Safety
Very Safe
Polk City's violent crime rate is 56.0 per 100,000 residents
— 85% lower than the national average of ~380 per 100,000.
Violent Crime
56.0 /100k
Property Crime
346.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Polk City is served primarily by POLK.
The student-to-teacher ratio is 19.3:1
(slightly above the national average of ~16:1).
Metric
Polk City, FL
National Avg
School District
POLK
—
Elementary Schools
87
—
Middle Schools
25
—
High Schools
36
—
Student/Teacher Ratio
19.3:1
16:1
Bachelor's Degree or Higher
22.8%
35.4%
High School Diploma or Higher
87.7%
91.1%
Weather & Climate
Polk City sees average highs of 72.5°F in January
and 92.9°F in July,
with 53.1 inches of annual precipitation
.
Polk City's cost of living index is 99, where 100 is the national average.
That makes Polk City roughly 1% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $233,100 and median rent is $874/month.
Polk City's violent crime rate is 56.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 346.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Polk City are operated by POLK.
The district has 87 elementary, 25 middle, and 36 high schools.
The student-to-teacher ratio is 19.3:1. 22.8% of adults 25+ hold a bachelor's degree or higher.
Polk City, FL has a population of 2,766, a median household income of $69,886, and an unemployment rate of 2.9%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Polk City averages 72.5°F in January and 92.9°F in July. Annual rainfall is 53.1 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Polk City, FL is covered by 1 ZIP code: 33868.
The population of Polk City, Florida is 2,766 with a median age of 45.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Polk City: cost of living index 99 (100 = US average), median home $233,100, median household income $69,886, crime index 15 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Polk City side by side with your current city to see the trade-offs.
