Is Palm City, FL a Good Place to Live?
Palm City is a small city of 25,957 in Florida, with a median household income of $111,394 and a 6.0% unemployment rate. Its cost of living index is 102 (US average = 100), which is 2% above the national average.
Strengths: Palm City stands out for solid school ratings (B+), a well-educated population.
Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Palm City is right for you depends on your priorities — the full breakdown is below.
All Palm City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 101.7Palm City's overall cost of living index is 101.7, where 100 represents the US national average. Living in Palm City costs roughly 2% more than the average American city.
| Metric | Palm City, FL | National Avg |
|---|---|---|
| Median Home Value | $496,100 | $244,900 |
| Median Monthly Rent | $1,777 | $1,163 |
| Homeownership Rate | 87.5% | 65.9% |
| Median Household Income | $111,394 | $74,755 |
Crime & Safety
Crime data for Palm City is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Palm City is served primarily by MARTIN. The student-to-teacher ratio is 17.9:1 (slightly above the national average of ~16:1).
| Metric | Palm City, FL | National Avg |
|---|---|---|
| School District | MARTIN | — |
| Elementary Schools | 13 | — |
| Middle Schools | 5 | — |
| High Schools | 9 | — |
| Student/Teacher Ratio | 17.9:1 | 16:1 |
| Bachelor's Degree or Higher | 47.8% | 35.4% |
| High School Diploma or Higher | 97.1% | 91.1% |
Weather & Climate
Palm City sees average highs of 74.2°F in January and 90.9°F in July, with 62.7 inches of annual precipitation .
| Metric | Palm City, FL |
|---|---|
| Average High — January | 74.2°F |
| Average High — July | 90.9°F |
| Annual Precipitation | 62.7" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Palm City, FL | National Avg |
|---|---|---|
| Population | 25,957 | — |
| Median Age | 51.0 | 38.9 |
| Unemployment Rate | 6.0% | 3.7% |
| Avg Commute Time | 27.2 min | 26 min |
| White (non-Hispanic) | 87.7% | 59.3% |
| Black or African American | 1.0% | 13.6% |
| Hispanic or Latino | 6.7% | 18.9% |
| Asian | 2.9% | 6.3% |
| Under 18 | 17.7% | 22.2% |
| 65 and over | 29.1% | 16.8% |
Nearby Cities
ZIP Codes in Palm City
Palm City, FL is covered by 1 ZIP code: