Median Income
$60,665
household / year
Median Home Value
$24,100
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
97
national avg = 100

Is Otter Creek, FL a Good Place to Live?

Otter Creek is a small town of 130 in Florida, with a median household income of $60,665 . Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Otter Creek stands out for an affordable cost of living, below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Otter Creek is right for you depends on your priorities — the full breakdown is below.

All Otter Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.9

Otter Creek's overall cost of living index is 96.9, where 100 represents the US national average. Living in Otter Creek costs roughly 3% less than the average American city.

Metric Otter Creek, FL National Avg
Median Home Value $24,100 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 30.7% 65.9%
Median Household Income $60,665 $74,755

Crime & Safety

Crime data for Otter Creek is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Otter Creek, FL National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 10.9% 35.4%
High School Diploma or Higher 76.6% 91.1%

Weather & Climate

Otter Creek sees average highs of 66.4°F in January and 89.4°F in July, with 57.1 inches of annual precipitation .

MetricOtter Creek, FL
Average High — January66.4°F
Average High — July89.4°F
Annual Precipitation57.1"
Annual SnowfallTrace / None

Demographics

MetricOtter Creek, FLNational Avg
Population130—
Median Age25.038.9
Unemployment Rate0.0%3.7%
Avg Commute TimeN/A26 min
White (non-Hispanic)54.6%59.3%
Black or African American36.2%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1814.6%22.2%
65 and over20.0%16.8%

Nearby Cities

Bronson, FL 12 mi Chiefland, FL 13 mi Williston Highlands, FL 14 mi East Bronson, FL 15 mi Manatee Road, FL 16 mi

ZIP Codes in Otter Creek

Otter Creek, FL is covered by 1 ZIP code:

32683

Otter Creek vs Other Cities

Otter Creek, FL vs Bronson, FL Otter Creek, FL vs Chiefland, FL Otter Creek, FL vs Williston Highlands, FL Otter Creek, FL vs East Bronson, FL Otter Creek, FL vs Manatee Road, FL

Frequently Asked Questions

Otter Creek's cost of living index is 97, where 100 is the national average. That makes Otter Creek roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $24,100 and median rent is N/A/month.
Crime data for Otter Creek is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Otter Creek, FL has a population of 130, a median household income of $60,665, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Otter Creek averages 66.4°F in January and 89.4°F in July. Annual rainfall is 57.1 inches . Based on NOAA 30-year climate normals (1991–2020).
Otter Creek, FL is covered by 1 ZIP code: 32683.
The population of Otter Creek, Florida is 130 with a median age of 25.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Otter Creek: cost of living index 97 (100 = US average), median home $24,100, median household income $60,665. Whether these are benefits or drawbacks depends on where you're coming from — compare Otter Creek side by side with your current city to see the trade-offs.