Is On Top of the World, FL a Good Place to Live?
On Top of the World is a small city of 13,056 in Florida, with a median household income of $51,943 and a 6.1% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: On Top of the World stands out for an affordable cost of living, below-average home prices, solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether On Top of the World is right for you depends on your priorities — the full breakdown is below.
All On Top of the World city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.5On Top of the World's overall cost of living index is 95.5, where 100 represents the US national average. Living in On Top of the World costs roughly 4% less than the average American city.
| Metric | On Top of the World, FL | National Avg |
|---|---|---|
| Median Home Value | $238,900 | $244,900 |
| Median Monthly Rent | $1,152 | $1,163 |
| Homeownership Rate | 91.1% | 65.9% |
| Median Household Income | $51,943 | $74,755 |
Crime & Safety
Crime data for On Top of the World is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
On Top of the World is served primarily by MARION. The student-to-teacher ratio is 18.6:1 (slightly above the national average of ~16:1).
| Metric | On Top of the World, FL | National Avg |
|---|---|---|
| School District | MARION | — |
| Elementary Schools | 35 | — |
| Middle Schools | 10 | — |
| High Schools | 12 | — |
| Student/Teacher Ratio | 18.6:1 | 16:1 |
| Bachelor's Degree or Higher | 37.4% | 35.4% |
| High School Diploma or Higher | 97.4% | 91.1% |
Weather & Climate
On Top of the World sees average highs of 70.6°F in January and 92.0°F in July, with 54.0 inches of annual precipitation .
| Metric | On Top of the World, FL |
|---|---|
| Average High — January | 70.6°F |
| Average High — July | 92.0°F |
| Annual Precipitation | 54.0" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | On Top of the World, FL | National Avg |
|---|---|---|
| Population | 13,056 | — |
| Median Age | 72.3 | 38.9 |
| Unemployment Rate | 6.1% | 3.7% |
| Avg Commute Time | 25.2 min | 26 min |
| White (non-Hispanic) | 92.8% | 59.3% |
| Black or African American | 4.7% | 13.6% |
| Hispanic or Latino | 0.7% | 18.9% |
| Asian | 1.2% | 6.3% |
| Under 18 | 0.4% | 22.2% |
| 65 and over | 85.2% | 16.8% |
Nearby Cities
ZIP Codes in On Top of the World
On Top of the World, FL is covered by 1 ZIP code: