What are the schools like in Oldsmar, FL?

Oldsmar is served primarily by PINELLAS. The district operates 90 elementary schools, 20 middle schools, and 30 high schools with a student-to-teacher ratio of 15.9:1.

What is the median household income in Oldsmar?

The median household income in Oldsmar, FL is $73,984 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.3%.

What is the weather like in Oldsmar, FL?

Oldsmar has an average high temperature of 69.3°F in January and 90.6°F in July. Annual precipitation averages 55.2 inches.

Oldsmar, FL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Oldsmar, FL affordable or expensive?

Oldsmar's cost of living index is 103, where 100 represents the national average. This means Oldsmar is 3% more expensive than the average US city. The median home value is $323,200 and the median rent is $1,330 per month.

Q: What is the crime rate in Oldsmar, FL?

Oldsmar has a violent crime rate of 121.6 incidents per 100,000 residents and a property crime rate of 1837.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Oldsmar, FL a Good Place to Live?

Oldsmar is a small city of 14,877 in Florida, with a median household income of $73,984 and a 5.3% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Oldsmar stands out for lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oldsmar is right for you depends on your priorities — the full breakdown is below.

All Oldsmar city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.4

Oldsmar's overall cost of living index is 103.4, where 100 represents the US national average. Living in Oldsmar costs roughly 3% more than the average American city.

Metric	Oldsmar, FL	National Avg
Median Home Value	$323,200	$244,900
Median Monthly Rent	$1,330	$1,163
Homeownership Rate	72.7%	65.9%
Median Household Income	$73,984	$74,755

Crime & Safety

Very Safe

Oldsmar's violent crime rate is 121.6 per 100,000 residents — 68% lower than the national average of ~380 per 100,000.

Violent Crime

121.6 /100k

Property Crime

1837.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oldsmar is served primarily by PINELLAS. The student-to-teacher ratio is 15.9:1 (better than the national average of ~16:1).

Metric	Oldsmar, FL	National Avg
School District	PINELLAS	—
Elementary Schools	90	—
Middle Schools	20	—
High Schools	30	—
Student/Teacher Ratio	15.9:1	16:1
Bachelor's Degree or Higher	35.5%	35.4%
High School Diploma or Higher	93.0%	91.1%

Weather & Climate

Oldsmar sees average highs of 69.3°F in January and 90.6°F in July, with 55.2 inches of annual precipitation .

Metric	Oldsmar, FL
Average High — January	69.3°F
Average High — July	90.6°F
Annual Precipitation	55.2"
Annual Snowfall	Trace / None

Demographics

Metric	Oldsmar, FL	National Avg
Population	14,877	—
Median Age	38.7	38.9
Unemployment Rate	5.3%	3.7%
Avg Commute Time	25.0 min	26 min
White (non-Hispanic)	74.7%	59.3%
Black or African American	6.6%	13.6%
Hispanic or Latino	9.5%	18.9%
Asian	3.1%	6.3%
Under 18	21.1%	22.2%
65 and over	14.9%	16.8%

Nearby Cities

Safety Harbor, FL 3 mi Westchase, FL 4 mi East Lake, FL 5 mi Greenbriar, FL 6 mi Palm Harbor, FL 6 mi

ZIP Codes in Oldsmar

Oldsmar, FL is covered by 1 ZIP code:

34677

Oldsmar vs Other Cities

Oldsmar, FL vs Safety Harbor, FL Oldsmar, FL vs Westchase, FL Oldsmar, FL vs East Lake, FL Oldsmar, FL vs Greenbriar, FL Oldsmar, FL vs Palm Harbor, FL

Frequently Asked Questions

Is Oldsmar, FL affordable or expensive?

Oldsmar's cost of living index is 103, where 100 is the national average. That puts Oldsmar roughly 3% above the national average in cost. The median home price is $323,200 and median rent is $1,330/month.

What is the crime rate in Oldsmar, FL?

Oldsmar's violent crime rate is 121.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1837.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Oldsmar?

Public schools in Oldsmar are operated by PINELLAS. The district has 90 elementary, 20 middle, and 30 high schools. The student-to-teacher ratio is 15.9:1. 35.5% of adults 25+ hold a bachelor's degree or higher.

Is Oldsmar, FL a good place to live?

Oldsmar, FL has a population of 14,877, a median household income of $73,984, and an unemployment rate of 5.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Oldsmar?

Oldsmar averages 69.3°F in January and 90.6°F in July. Annual rainfall is 55.2 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Oldsmar?

Oldsmar, FL is covered by 1 ZIP code: 34677.

What is the population of Oldsmar?

The population of Oldsmar, Florida is 14,877 with a median age of 38.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Oldsmar?

Key numbers for living in Oldsmar: cost of living index 103 (100 = US average), median home $323,200, median household income $73,984, crime index 54 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Oldsmar side by side with your current city to see the trade-offs.