Is Navarre Beach, FL a Good Place to Live?
Navarre Beach is a small town of 1,594 in Florida, with a median household income of $121,266 and a 4.6% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Navarre Beach stands out for an affordable cost of living, a well-educated population.
Trade-offs: Potential downsides include high home prices, longer commutes. Whether Navarre Beach is right for you depends on your priorities — the full breakdown is below.
All Navarre Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.6Navarre Beach's overall cost of living index is 95.6, where 100 represents the US national average. Living in Navarre Beach costs roughly 4% less than the average American city.
| Metric | Navarre Beach, FL | National Avg |
|---|---|---|
| Median Home Value | $607,900 | $244,900 |
| Median Monthly Rent | $1,869 | $1,163 |
| Homeownership Rate | 88.0% | 65.9% |
| Median Household Income | $121,266 | $74,755 |
Crime & Safety
Crime data for Navarre Beach is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
| Metric | Navarre Beach, FL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 52.2% | 35.4% |
| High School Diploma or Higher | 97.9% | 91.1% |
Weather & Climate
Navarre Beach sees average highs of 63.2°F in January and 91.0°F in July, with 63.5 inches of annual precipitation .
| Metric | Navarre Beach, FL |
|---|---|
| Average High — January | 63.2°F |
| Average High — July | 91.0°F |
| Annual Precipitation | 63.5" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Navarre Beach, FL | National Avg |
|---|---|---|
| Population | 1,594 | — |
| Median Age | 55.1 | 38.9 |
| Unemployment Rate | 4.6% | 3.7% |
| Avg Commute Time | 31.7 min | 26 min |
| White (non-Hispanic) | 86.0% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 6.3% | 18.9% |
| Asian | 0.6% | 6.3% |
| Under 18 | 7.1% | 22.2% |
| 65 and over | 23.4% | 16.8% |