Is Naples, FL a Good Place to Live?
Naples is a small city of 19,315 in Florida, with a median household income of $135,657 and a 2.5% unemployment rate. Its cost of living index is 106 (US average = 100), which is 6% above the national average.
Strengths: Naples stands out for lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Naples is right for you depends on your priorities — the full breakdown is below.
All Naples city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 105.8Naples's overall cost of living index is 105.8, where 100 represents the US national average. Living in Naples costs roughly 6% more than the average American city.
| Metric | Naples, FL | National Avg |
|---|---|---|
| Median Home Value | $1,200,100 | $244,900 |
| Median Monthly Rent | $1,601 | $1,163 |
| Homeownership Rate | 82.6% | 65.9% |
| Median Household Income | $135,657 | $74,755 |
Crime & Safety
Very SafeNaples's violent crime rate is 106.8 per 100,000 residents — 72% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Naples is served primarily by COLLIER. The student-to-teacher ratio is 16.8:1 (slightly above the national average of ~16:1).
| Metric | Naples, FL | National Avg |
|---|---|---|
| School District | COLLIER | — |
| Elementary Schools | 35 | — |
| Middle Schools | 13 | — |
| High Schools | 18 | — |
| Student/Teacher Ratio | 16.8:1 | 16:1 |
| Bachelor's Degree or Higher | 62.4% | 35.4% |
| High School Diploma or Higher | 97.1% | 91.1% |
Weather & Climate
Naples sees average highs of 74.8°F in January and 90.8°F in July, with 49.6 inches of annual precipitation .
| Metric | Naples, FL |
|---|---|
| Average High — January | 74.8°F |
| Average High — July | 90.8°F |
| Annual Precipitation | 49.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Naples, FL | National Avg |
|---|---|---|
| Population | 19,315 | — |
| Median Age | 66.9 | 38.9 |
| Unemployment Rate | 2.5% | 3.7% |
| Avg Commute Time | 22.2 min | 26 min |
| White (non-Hispanic) | 89.5% | 59.3% |
| Black or African American | 4.9% | 13.6% |
| Hispanic or Latino | 3.3% | 18.9% |
| Asian | 0.9% | 6.3% |
| Under 18 | 9.3% | 22.2% |
| 65 and over | 54.6% | 16.8% |
Nearby Cities
ZIP Codes in Naples
Naples, FL is covered by 6 ZIP codes: