Is Moon Lake, FL a Good Place to Live?
Moon Lake is a small town of 4,214 in Florida, with a median household income of $34,205 and a 22.6% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Moon Lake stands out for below-average home prices.
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Moon Lake is right for you depends on your priorities — the full breakdown is below.
All Moon Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.4Moon Lake's overall cost of living index is 103.4, where 100 represents the US national average. Living in Moon Lake costs roughly 3% more than the average American city.
| Metric | Moon Lake, FL | National Avg |
|---|---|---|
| Median Home Value | $54,900 | $244,900 |
| Median Monthly Rent | $943 | $1,163 |
| Homeownership Rate | 82.2% | 65.9% |
| Median Household Income | $34,205 | $74,755 |
Crime & Safety
Crime data for Moon Lake is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Moon Lake is served primarily by PASCO. The student-to-teacher ratio is 16.7:1 (slightly above the national average of ~16:1).
| Metric | Moon Lake, FL | National Avg |
|---|---|---|
| School District | PASCO | — |
| Elementary Schools | 60 | — |
| Middle Schools | 16 | — |
| High Schools | 25 | — |
| Student/Teacher Ratio | 16.7:1 | 16:1 |
| Bachelor's Degree or Higher | 5.3% | 35.4% |
| High School Diploma or Higher | 76.2% | 91.1% |
Weather & Climate
Moon Lake sees average highs of 69.3°F in January and 90.6°F in July, with 55.6 inches of annual precipitation .
| Metric | Moon Lake, FL |
|---|---|
| Average High — January | 69.3°F |
| Average High — July | 90.6°F |
| Annual Precipitation | 55.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Moon Lake, FL | National Avg |
|---|---|---|
| Population | 4,214 | — |
| Median Age | 43.6 | 38.9 |
| Unemployment Rate | 22.6% | 3.7% |
| Avg Commute Time | 37.2 min | 26 min |
| White (non-Hispanic) | 91.9% | 59.3% |
| Black or African American | 2.0% | 13.6% |
| Hispanic or Latino | 0.9% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 18.7% | 22.2% |
| 65 and over | 13.8% | 16.8% |
Nearby Cities
ZIP Codes in Moon Lake
Moon Lake, FL is covered by 1 ZIP code: