Is Marco Island, FL a Good Place to Live?
Marco Island is a small city of 15,942 in Florida, with a median household income of $105,315 and a 4.0% unemployment rate. Its cost of living index is 106 (US average = 100), which is 6% above the national average.
Strengths: Marco Island stands out for lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Marco Island is right for you depends on your priorities — the full breakdown is below.
All Marco Island city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 105.8Marco Island's overall cost of living index is 105.8, where 100 represents the US national average. Living in Marco Island costs roughly 6% more than the average American city.
| Metric | Marco Island, FL | National Avg |
|---|---|---|
| Median Home Value | $808,800 | $244,900 |
| Median Monthly Rent | $1,870 | $1,163 |
| Homeownership Rate | 90.5% | 65.9% |
| Median Household Income | $105,315 | $74,755 |
Crime & Safety
Very SafeMarco Island's violent crime rate is 61.1 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Marco Island is served primarily by COLLIER. The student-to-teacher ratio is 16.8:1 (slightly above the national average of ~16:1).
| Metric | Marco Island, FL | National Avg |
|---|---|---|
| School District | COLLIER | — |
| Elementary Schools | 35 | — |
| Middle Schools | 13 | — |
| High Schools | 18 | — |
| Student/Teacher Ratio | 16.8:1 | 16:1 |
| Bachelor's Degree or Higher | 46.7% | 35.4% |
| High School Diploma or Higher | 95.7% | 91.1% |
Weather & Climate
Marco Island sees average highs of 73.9°F in January and 91.1°F in July, with 53.3 inches of annual precipitation .
| Metric | Marco Island, FL |
|---|---|
| Average High — January | 73.9°F |
| Average High — July | 91.1°F |
| Annual Precipitation | 53.3" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Marco Island, FL | National Avg |
|---|---|---|
| Population | 15,942 | — |
| Median Age | 67.5 | 38.9 |
| Unemployment Rate | 4.0% | 3.7% |
| Avg Commute Time | 23.9 min | 26 min |
| White (non-Hispanic) | 94.2% | 59.3% |
| Black or African American | 0.5% | 13.6% |
| Hispanic or Latino | 4.1% | 18.9% |
| Asian | 0.1% | 6.3% |
| Under 18 | 7.4% | 22.2% |
| 65 and over | 58.6% | 16.8% |
Nearby Cities
ZIP Codes in Marco Island
Marco Island, FL is covered by 2 ZIP codes: