Is Madeira Beach, FL a Good Place to Live?
Madeira Beach is a small town of 3,931 in Florida, with a median household income of $71,712 and a 4.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Madeira Beach stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.
Trade-offs: Potential downsides include high home prices, longer commutes. Whether Madeira Beach is right for you depends on your priorities — the full breakdown is below.
All Madeira Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.4Madeira Beach's overall cost of living index is 103.4, where 100 represents the US national average. Living in Madeira Beach costs roughly 3% more than the average American city.
| Metric | Madeira Beach, FL | National Avg |
|---|---|---|
| Median Home Value | $657,000 | $244,900 |
| Median Monthly Rent | $1,930 | $1,163 |
| Homeownership Rate | 59.5% | 65.9% |
| Median Household Income | $71,712 | $74,755 |
Crime & Safety
Safer than AverageMadeira Beach's violent crime rate is 322.1 per 100,000 residents — 15% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Madeira Beach is served primarily by PINELLAS. The student-to-teacher ratio is 15.9:1 (better than the national average of ~16:1).
| Metric | Madeira Beach, FL | National Avg |
|---|---|---|
| School District | PINELLAS | — |
| Elementary Schools | 90 | — |
| Middle Schools | 20 | — |
| High Schools | 30 | — |
| Student/Teacher Ratio | 15.9:1 | 16:1 |
| Bachelor's Degree or Higher | 42.9% | 35.4% |
| High School Diploma or Higher | 96.5% | 91.1% |
Weather & Climate
Madeira Beach sees average highs of 70.6°F in January and 90.3°F in July, with 53.1 inches of annual precipitation .
| Metric | Madeira Beach, FL |
|---|---|
| Average High — January | 70.6°F |
| Average High — July | 90.3°F |
| Annual Precipitation | 53.1" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Madeira Beach, FL | National Avg |
|---|---|---|
| Population | 3,931 | — |
| Median Age | 59.8 | 38.9 |
| Unemployment Rate | 4.5% | 3.7% |
| Avg Commute Time | 43.6 min | 26 min |
| White (non-Hispanic) | 93.5% | 59.3% |
| Black or African American | 1.0% | 13.6% |
| Hispanic or Latino | 3.3% | 18.9% |
| Asian | 0.2% | 6.3% |
| Under 18 | 4.2% | 22.2% |
| 65 and over | 29.8% | 16.8% |
Nearby Cities
ZIP Codes in Madeira Beach
Madeira Beach, FL is covered by 1 ZIP code: