What are the schools like in Lutz, FL?

Lutz is served primarily by HILLSBOROUGH. The district operates 178 elementary schools, 41 middle schools, and 48 high schools with a student-to-teacher ratio of 19.7:1.

What is the median household income in Lutz?

The median household income in Lutz, FL is $101,159 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.7%.

What is the weather like in Lutz, FL?

Lutz has an average high temperature of 71.3°F in January and 91.0°F in July. Annual precipitation averages 57.8 inches.

Lutz, FL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Lutz, FL affordable or expensive?

Lutz's cost of living index is 103, where 100 represents the national average. This means Lutz is 3% more expensive than the average US city. The median home value is $403,200 and the median rent is $1,562 per month.

Q: What is the crime rate in Lutz, FL?

Lutz has a violent crime rate of 131.1 incidents per 100,000 residents and a property crime rate of 437.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Lutz, FL a Good Place to Live?

Lutz is a small city of 24,721 in Florida, with a median household income of $101,159 and a 2.7% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Lutz stands out for solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes. Whether Lutz is right for you depends on your priorities — the full breakdown is below.

All Lutz city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.4

Lutz's overall cost of living index is 103.4, where 100 represents the US national average. Living in Lutz costs roughly 3% more than the average American city.

Metric	Lutz, FL	National Avg
Median Home Value	$403,200	$244,900
Median Monthly Rent	$1,562	$1,163
Homeownership Rate	82.7%	65.9%
Median Household Income	$101,159	$74,755

Crime & Safety

Very Safe

Lutz's violent crime rate is 131.1 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.

Violent Crime

131.1 /100k

Property Crime

437.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lutz is served primarily by HILLSBOROUGH. The student-to-teacher ratio is 19.7:1 (slightly above the national average of ~16:1).

Metric	Lutz, FL	National Avg
School District	HILLSBOROUGH	—
Elementary Schools	178	—
Middle Schools	41	—
High Schools	48	—
Student/Teacher Ratio	19.7:1	16:1
Bachelor's Degree or Higher	49.2%	35.4%
High School Diploma or Higher	97.4%	91.1%

Weather & Climate

Lutz sees average highs of 71.3°F in January and 91.0°F in July, with 57.8 inches of annual precipitation .

Metric	Lutz, FL
Average High — January	71.3°F
Average High — July	91.0°F
Annual Precipitation	57.8"
Annual Snowfall	Trace / None

Demographics

Metric	Lutz, FL	National Avg
Population	24,721	—
Median Age	41.0	38.9
Unemployment Rate	2.7%	3.7%
Avg Commute Time	31.8 min	26 min
White (non-Hispanic)	72.9%	59.3%
Black or African American	6.3%	13.6%
Hispanic or Latino	9.3%	18.9%
Asian	6.1%	6.3%
Under 18	24.0%	22.2%
65 and over	17.8%	16.8%

Nearby Cities

Cheval, FL 4 mi University CDP (Hillsborough County), FL 5 mi Lake Magdalene, FL 5 mi Land O' Lakes, FL 5 mi Northdale, FL 5 mi

ZIP Codes in Lutz

Lutz, FL is covered by 3 ZIP codes:

33549 33548 33559

Lutz vs Other Cities

Lutz, FL vs Cheval, FL Lutz, FL vs University CDP (Hillsborough County), FL Lutz, FL vs Lake Magdalene, FL Lutz, FL vs Land O' Lakes, FL Lutz, FL vs Northdale, FL

Frequently Asked Questions

Is Lutz, FL affordable or expensive?

Lutz's cost of living index is 103, where 100 is the national average. That puts Lutz roughly 3% above the national average in cost. The median home price is $403,200 and median rent is $1,562/month.

What is the crime rate in Lutz, FL?

Lutz's violent crime rate is 131.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 437.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Lutz?

Public schools in Lutz are operated by HILLSBOROUGH. The district has 178 elementary, 41 middle, and 48 high schools. The student-to-teacher ratio is 19.7:1. 49.2% of adults 25+ hold a bachelor's degree or higher.

Is Lutz, FL a good place to live?

Lutz, FL has a population of 24,721, a median household income of $101,159, and an unemployment rate of 2.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Lutz?

Lutz averages 71.3°F in January and 91.0°F in July. Annual rainfall is 57.8 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Lutz?

Lutz, FL is covered by 3 ZIP codes: 33549, 33548, 33559.

What is the population of Lutz?

The population of Lutz, Florida is 24,721 with a median age of 41.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Lutz?

Key numbers for living in Lutz: cost of living index 103 (100 = US average), median home $403,200, median household income $101,159, crime index 29 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Lutz side by side with your current city to see the trade-offs.