What are the schools like in Keystone, FL?

Keystone is served primarily by HILLSBOROUGH. The district operates 178 elementary schools, 41 middle schools, and 48 high schools with a student-to-teacher ratio of 19.7:1.

What is the median household income in Keystone?

The median household income in Keystone, FL is $153,047 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.5%.

What is the weather like in Keystone, FL?

Keystone has an average high temperature of 69.3°F in January and 90.6°F in July. Annual precipitation averages 58.2 inches.

Keystone, FL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Keystone, FL affordable or expensive?

Keystone's cost of living index is 103, where 100 represents the national average. This means Keystone is 3% more expensive than the average US city. The median home value is $528,700 and the median rent is $2,088 per month.

Q: What is the crime rate in Keystone, FL?

Keystone has a violent crime rate of 131.1 incidents per 100,000 residents and a property crime rate of 437.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Keystone, FL a Good Place to Live?

Keystone is a small city of 26,059 in Florida, with a median household income of $153,047 and a 3.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Keystone stands out for solid school ratings (A-), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes. Whether Keystone is right for you depends on your priorities — the full breakdown is below.

All Keystone city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.4

Keystone's overall cost of living index is 103.4, where 100 represents the US national average. Living in Keystone costs roughly 3% more than the average American city.

Metric	Keystone, FL	National Avg
Median Home Value	$528,700	$244,900
Median Monthly Rent	$2,088	$1,163
Homeownership Rate	92.5%	65.9%
Median Household Income	$153,047	$74,755

Crime & Safety

Very Safe

Keystone's violent crime rate is 131.1 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.

Violent Crime

131.1 /100k

Property Crime

437.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Keystone is served primarily by HILLSBOROUGH. The student-to-teacher ratio is 19.7:1 (slightly above the national average of ~16:1).

Metric	Keystone, FL	National Avg
School District	HILLSBOROUGH	—
Elementary Schools	178	—
Middle Schools	41	—
High Schools	48	—
Student/Teacher Ratio	19.7:1	16:1
Bachelor's Degree or Higher	59.9%	35.4%
High School Diploma or Higher	96.0%	91.1%

Weather & Climate

Keystone sees average highs of 69.3°F in January and 90.6°F in July, with 58.2 inches of annual precipitation .

Metric	Keystone, FL
Average High — January	69.3°F
Average High — July	90.6°F
Annual Precipitation	58.2"
Annual Snowfall	Trace / None

Demographics

Metric	Keystone, FL	National Avg
Population	26,059	—
Median Age	45.6	38.9
Unemployment Rate	3.5%	3.7%
Avg Commute Time	33.5 min	26 min
White (non-Hispanic)	77.9%	59.3%
Black or African American	3.9%	13.6%
Hispanic or Latino	8.6%	18.9%
Asian	6.8%	6.3%
Under 18	25.7%	22.2%
65 and over	15.8%	16.8%

Nearby Cities

Trinity, FL 4 mi Citrus Park, FL 5 mi Westchase, FL 5 mi East Lake, FL 5 mi Northdale, FL 5 mi

ZIP Codes in Keystone

Keystone, FL is covered by 1 ZIP code:

33556

Keystone vs Other Cities

Keystone, FL vs Trinity, FL Keystone, FL vs Citrus Park, FL Keystone, FL vs Westchase, FL Keystone, FL vs East Lake, FL Keystone, FL vs Northdale, FL

Frequently Asked Questions

Is Keystone, FL affordable or expensive?

Keystone's cost of living index is 103, where 100 is the national average. That puts Keystone roughly 3% above the national average in cost. The median home price is $528,700 and median rent is $2,088/month.

What is the crime rate in Keystone, FL?

Keystone's violent crime rate is 131.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 437.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Keystone?

Public schools in Keystone are operated by HILLSBOROUGH. The district has 178 elementary, 41 middle, and 48 high schools. The student-to-teacher ratio is 19.7:1. 59.9% of adults 25+ hold a bachelor's degree or higher.

Is Keystone, FL a good place to live?

Keystone, FL has a population of 26,059, a median household income of $153,047, and an unemployment rate of 3.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Keystone?

Keystone averages 69.3°F in January and 90.6°F in July. Annual rainfall is 58.2 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Keystone?

Keystone, FL is covered by 1 ZIP code: 33556.

What is the population of Keystone?

The population of Keystone, Florida is 26,059 with a median age of 45.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Keystone?

Key numbers for living in Keystone: cost of living index 103 (100 = US average), median home $528,700, median household income $153,047, crime index 29 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Keystone side by side with your current city to see the trade-offs.