Median Income
$41,875
household / year
Median Home Value
$96,700
owner-occupied
Median Rent
$1,040
gross / month
Cost of Living
96
national avg = 100

Is Jay, FL a Good Place to Live?

Jay is a small town of 773 in Florida, with a median household income of $41,875 and a 10.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Jay stands out for an affordable cost of living, below-average home prices.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Jay is right for you depends on your priorities — the full breakdown is below.

All Jay city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.6

Jay's overall cost of living index is 95.6, where 100 represents the US national average. Living in Jay costs roughly 4% less than the average American city.

Metric Jay, FL National Avg
Median Home Value $96,700 $244,900
Median Monthly Rent $1,040 $1,163
Homeownership Rate 43.5% 65.9%
Median Household Income $41,875 $74,755

Crime & Safety

Crime data for Jay is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Jay is served primarily by SANTA ROSA. The student-to-teacher ratio is 18.4:1 (slightly above the national average of ~16:1).

Metric Jay, FL National Avg
School District SANTA ROSA —
Elementary Schools 19 —
Middle Schools 7 —
High Schools 9 —
Student/Teacher Ratio 18.4:1 16:1
Bachelor's Degree or Higher 9.1% 35.4%
High School Diploma or Higher 71.5% 91.1%

Weather & Climate

Jay sees average highs of 62.7°F in January and 92.4°F in July, with 65.3 inches of annual precipitation .

MetricJay, FL
Average High — January62.7°F
Average High — July92.4°F
Annual Precipitation65.3"
Annual SnowfallTrace / None

Demographics

MetricJay, FLNational Avg
Population773—
Median Age36.938.9
Unemployment Rate10.2%3.7%
Avg Commute Time32.4 min26 min
White (non-Hispanic)91.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.8%18.9%
Asian3.4%6.3%
Under 1826.3%22.2%
65 and over11.5%16.8%

Nearby Cities

Mount Carmel, FL 3 mi Pine Level, FL 4 mi Cobbtown, FL 5 mi Pollard, AL 5 mi Brownsdale, FL 5 mi

Jay vs Other Cities

Jay, FL vs Mount Carmel, FL Jay, FL vs Pine Level, FL Jay, FL vs Cobbtown, FL Jay, FL vs Pollard, AL Jay, FL vs Brownsdale, FL

Frequently Asked Questions

Jay's cost of living index is 96, where 100 is the national average. That makes Jay roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,700 and median rent is $1,040/month.
Crime data for Jay is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Jay are operated by SANTA ROSA. The district has 19 elementary, 7 middle, and 9 high schools. The student-to-teacher ratio is 18.4:1. 9.1% of adults 25+ hold a bachelor's degree or higher.
Jay, FL has a population of 773, a median household income of $41,875, and an unemployment rate of 10.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Jay averages 62.7°F in January and 92.4°F in July. Annual rainfall is 65.3 inches . Based on NOAA 30-year climate normals (1991–2020).
The population of Jay, Florida is 773 with a median age of 36.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Jay: cost of living index 96 (100 = US average), median home $96,700, median household income $41,875, schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Jay side by side with your current city to see the trade-offs.