Median Income
$40,469
household / year
Median Home Value
$69,600
owner-occupied
Median Rent
$1,048
gross / month
Cost of Living
94
national avg = 100

Is Jacob City, FL a Good Place to Live?

Jacob City is a small town of 199 in Florida, with a median household income of $40,469 . Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Jacob City stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Jacob City is right for you depends on your priorities — the full breakdown is below.

All Jacob City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.1

Jacob City's overall cost of living index is 94.1, where 100 represents the US national average. Living in Jacob City costs roughly 6% less than the average American city.

Metric Jacob City, FL National Avg
Median Home Value $69,600 $244,900
Median Monthly Rent $1,048 $1,163
Homeownership Rate 75.9% 65.9%
Median Household Income $40,469 $74,755

Crime & Safety

Crime data for Jacob City is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Jacob City is served primarily by JACKSON. The student-to-teacher ratio is 14.8:1 (better than the national average of ~16:1).

Metric Jacob City, FL National Avg
School District JACKSON —
Elementary Schools 3 —
Middle Schools 1 —
High Schools 3 —
Student/Teacher Ratio 14.8:1 16:1
Bachelor's Degree or Higher 1.2% 35.4%
High School Diploma or Higher 81.9% 91.1%

Weather & Climate

Jacob City sees average highs of 63.6°F in January and 93.0°F in July, with 60.8 inches of annual precipitation .

MetricJacob City, FL
Average High — January63.6°F
Average High — July93.0°F
Annual Precipitation60.8"
Annual SnowfallTrace / None

Demographics

MetricJacob City, FLNational Avg
Population199—
Median Age52.838.9
Unemployment Rate0.0%3.7%
Avg Commute Time24.7 min26 min
White (non-Hispanic)2.0%59.3%
Black or African American92.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1812.1%22.2%
65 and over35.2%16.8%

Nearby Cities

ZIP Codes in Jacob City

Jacob City, FL is covered by 1 ZIP code:

Jacob City vs Other Cities

Frequently Asked Questions

Jacob City's cost of living index is 94, where 100 is the national average. That makes Jacob City roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $69,600 and median rent is $1,048/month.
Crime data for Jacob City is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Jacob City are operated by JACKSON. The district has 3 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 14.8:1. 1.2% of adults 25+ hold a bachelor's degree or higher.
Jacob City, FL has a population of 199, a median household income of $40,469, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Jacob City averages 63.6°F in January and 93.0°F in July. Annual rainfall is 60.8 inches . Based on NOAA 30-year climate normals (1991–2020).
Jacob City, FL is covered by 1 ZIP code: 32431.
The population of Jacob City, Florida is 199 with a median age of 52.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Jacob City: cost of living index 94 (100 = US average), median home $69,600, median household income $40,469, schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Jacob City side by side with your current city to see the trade-offs.