What are the schools like in Islamorada, FL?

Islamorada is served primarily by MONROE. The district operates 13 elementary schools, several middle schools, and 11 high schools with a student-to-teacher ratio of 17.1:1.

What is the median household income in Islamorada?

The median household income in Islamorada, FL is $93,750 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.0%.

What is the weather like in Islamorada, FL?

Islamorada has an average high temperature of 75.2°F in January and 89.3°F in July. Annual precipitation averages 45.0 inches.

Islamorada, FL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Islamorada, FL affordable or expensive?

Islamorada's cost of living index is 111, where 100 represents the national average. This means Islamorada is 11% more expensive than the average US city. The median home value is $840,600 and the median rent is $1,906 per month.

Q: What is the crime rate in Islamorada, FL?

Islamorada has a violent crime rate of 117.2 incidents per 100,000 residents and a property crime rate of 751.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Islamorada, FL a Good Place to Live?

Islamorada is a small town of 7,044 in Florida, with a median household income of $93,750 . Its cost of living index is 111 (US average = 100), which is 11% above the national average.

Strengths: Islamorada stands out for solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an above-average cost of living, high home prices. Whether Islamorada is right for you depends on your priorities — the full breakdown is below.

All Islamorada city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 111.2

Islamorada's overall cost of living index is 111.2, where 100 represents the US national average. Living in Islamorada costs roughly 11% more than the average American city.

Metric	Islamorada, FL	National Avg
Median Home Value	$840,600	$244,900
Median Monthly Rent	$1,906	$1,163
Homeownership Rate	78.6%	65.9%
Median Household Income	$93,750	$74,755

Crime & Safety

Very Safe

Islamorada's violent crime rate is 117.2 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime

117.2 /100k

Property Crime

751.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Islamorada is served primarily by MONROE. The student-to-teacher ratio is 17.1:1 (slightly above the national average of ~16:1).

Metric	Islamorada, FL	National Avg
School District	MONROE	—
Elementary Schools	13	—
Middle Schools	N/A	—
High Schools	11	—
Student/Teacher Ratio	17.1:1	16:1
Bachelor's Degree or Higher	37.9%	35.4%
High School Diploma or Higher	96.5%	91.1%

Weather & Climate

Islamorada sees average highs of 75.2°F in January and 89.3°F in July, with 45.0 inches of annual precipitation .

Metric	Islamorada, FL
Average High — January	75.2°F
Average High — July	89.3°F
Annual Precipitation	45.0"
Annual Snowfall	Trace / None

Demographics

Metric	Islamorada, FL	National Avg
Population	7,044	—
Median Age	55.6	38.9
Unemployment Rate	0.0%	3.7%
Avg Commute Time	23.8 min	26 min
White (non-Hispanic)	83.6%	59.3%
Black or African American	0.7%	13.6%
Hispanic or Latino	12.4%	18.9%
Asian	0.8%	6.3%
Under 18	14.2%	22.2%
65 and over	29.4%	16.8%

Nearby Cities

Tavernier, FL 4 mi Key Largo, FL 13 mi Layton, FL 20 mi North Key Largo, FL 24 mi Duck Key, FL 27 mi

ZIP Codes in Islamorada

Islamorada, FL is covered by 1 ZIP code:

33036

Islamorada vs Other Cities

Islamorada, FL vs Tavernier, FL Islamorada, FL vs Key Largo, FL Islamorada, FL vs Layton, FL Islamorada, FL vs North Key Largo, FL Islamorada, FL vs Duck Key, FL

Frequently Asked Questions

Is Islamorada, FL affordable or expensive?

Islamorada's cost of living index is 111, where 100 is the national average. That puts Islamorada roughly 11% above the national average in cost. The median home price is $840,600 and median rent is $1,906/month.

What is the crime rate in Islamorada, FL?

Islamorada's violent crime rate is 117.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 751.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Islamorada?

Public schools in Islamorada are operated by MONROE. The district has 13 elementary, several middle, and 11 high schools. The student-to-teacher ratio is 17.1:1. 37.9% of adults 25+ hold a bachelor's degree or higher.

Is Islamorada, FL a good place to live?

Islamorada, FL has a population of 7,044, a median household income of $93,750, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Islamorada?

Islamorada averages 75.2°F in January and 89.3°F in July. Annual rainfall is 45.0 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Islamorada?

Islamorada, FL is covered by 1 ZIP code: 33036.

What is the population of Islamorada?

The population of Islamorada, Florida is 7,044 with a median age of 55.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Islamorada?

Key numbers for living in Islamorada: cost of living index 111 (100 = US average), median home $840,600, median household income $93,750, crime index 33 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Islamorada side by side with your current city to see the trade-offs.