Indian Harbour Beach is a small town of 8,944 in Florida, with a median household income of $78,774
and a 4.3% unemployment rate.
Its cost of living index is 101 (US average = 100), which is
1% above the national average.
Strengths:
Indian Harbour Beach stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.
Trade-offs:
No major red flags stand out in the available data. Whether Indian Harbour Beach is right for you depends on your priorities — the full breakdown is below.
All Indian Harbour Beach city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 100.8
Indian Harbour Beach's overall cost of living index is 100.8,
where 100 represents the US national average.
Living in Indian Harbour Beach costs roughly 1% more than the average American city.
Metric
Indian Harbour Beach, FL
National Avg
Median Home Value
$356,800
$244,900
Median Monthly Rent
$1,491
$1,163
Homeownership Rate
75.4%
65.9%
Median Household Income
$78,774
$74,755
Crime & Safety
Very Safe
Indian Harbour Beach's violent crime rate is 144.1 per 100,000 residents
— 62% lower than the national average of ~380 per 100,000.
Violent Crime
144.1 /100k
Property Crime
521.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Indian Harbour Beach is served primarily by BREVARD.
The student-to-teacher ratio is 16.1:1
(slightly above the national average of ~16:1).
Metric
Indian Harbour Beach, FL
National Avg
School District
BREVARD
—
Elementary Schools
67
—
Middle Schools
11
—
High Schools
20
—
Student/Teacher Ratio
16.1:1
16:1
Bachelor's Degree or Higher
50.4%
35.4%
High School Diploma or Higher
98.0%
91.1%
Weather & Climate
Indian Harbour Beach sees average highs of 72.2°F in January
and 90.9°F in July,
with 55.3 inches of annual precipitation
.
Indian Harbour Beach's cost of living index is 101, where 100 is the national average.
That puts Indian Harbour Beach roughly 1% above the national average in cost.
The median home price is $356,800 and median rent is $1,491/month.
Indian Harbour Beach's violent crime rate is 144.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 521.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Indian Harbour Beach are operated by BREVARD.
The district has 67 elementary, 11 middle, and 20 high schools.
The student-to-teacher ratio is 16.1:1. 50.4% of adults 25+ hold a bachelor's degree or higher.
Indian Harbour Beach, FL has a population of 8,944, a median household income of $78,774, and an unemployment rate of 4.3%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Indian Harbour Beach averages 72.2°F in January and 90.9°F in July. Annual rainfall is 55.3 inches
.
Based on NOAA 30-year climate normals (1991–2020).
The population of Indian Harbour Beach, Florida is 8,944 with a median age of 49.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Indian Harbour Beach: cost of living index 101 (100 = US average), median home $356,800, median household income $78,774, crime index 33 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Indian Harbour Beach side by side with your current city to see the trade-offs.
