Is Hernando Beach, FL a Good Place to Live?
Hernando Beach is a small town of 2,558 in Florida, with a median household income of $84,154 and a 4.9% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Hernando Beach's profile is close to national averages across most measures.
Trade-offs: Potential downsides include high home prices, longer commutes. Whether Hernando Beach is right for you depends on your priorities — the full breakdown is below.
All Hernando Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.4Hernando Beach's overall cost of living index is 103.4, where 100 represents the US national average. Living in Hernando Beach costs roughly 3% more than the average American city.
| Metric | Hernando Beach, FL | National Avg |
|---|---|---|
| Median Home Value | $401,000 | $244,900 |
| Median Monthly Rent | $1,166 | $1,163 |
| Homeownership Rate | 92.0% | 65.9% |
| Median Household Income | $84,154 | $74,755 |
Crime & Safety
Crime data for Hernando Beach is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
| Metric | Hernando Beach, FL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 26.9% | 35.4% |
| High School Diploma or Higher | 97.0% | 91.1% |
Weather & Climate
Hernando Beach sees average highs of 71.6°F in January and 91.7°F in July, with 56.5 inches of annual precipitation .
| Metric | Hernando Beach, FL |
|---|---|
| Average High — January | 71.6°F |
| Average High — July | 91.7°F |
| Annual Precipitation | 56.5" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Hernando Beach, FL | National Avg |
|---|---|---|
| Population | 2,558 | — |
| Median Age | 58.1 | 38.9 |
| Unemployment Rate | 4.9% | 3.7% |
| Avg Commute Time | 37.6 min | 26 min |
| White (non-Hispanic) | 93.6% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 2.8% | 18.9% |
| Asian | 1.4% | 6.3% |
| Under 18 | 6.5% | 22.2% |
| 65 and over | 32.3% | 16.8% |
Nearby Cities
ZIP Codes in Hernando Beach
Hernando Beach, FL is covered by 1 ZIP code: