Is Gulf Stream, FL a Good Place to Live?
Gulf Stream is a small town of 848 in Florida, with a median household income of $227,500 and a 6.0% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Gulf Stream stands out for a well-educated population, short average commutes.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Gulf Stream is right for you depends on your priorities — the full breakdown is below.
All Gulf Stream city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 111.8Gulf Stream's overall cost of living index is 111.8, where 100 represents the US national average. Living in Gulf Stream costs roughly 12% more than the average American city.
| Metric | Gulf Stream, FL | National Avg |
|---|---|---|
| Median Home Value | $2,000,001 | $244,900 |
| Median Monthly Rent | $2,222 | $1,163 |
| Homeownership Rate | 90.1% | 65.9% |
| Median Household Income | $227,500 | $74,755 |
Crime & Safety
Very SafeGulf Stream's violent crime rate is 166.6 per 100,000 residents — 56% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Gulf Stream, FL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 73.7% | 35.4% |
| High School Diploma or Higher | 98.9% | 91.1% |
Weather & Climate
Gulf Stream sees average highs of 74.7°F in January and 89.8°F in July, with 65.6 inches of annual precipitation .
| Metric | Gulf Stream, FL |
|---|---|
| Average High — January | 74.7°F |
| Average High — July | 89.8°F |
| Annual Precipitation | 65.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Gulf Stream, FL | National Avg |
|---|---|---|
| Population | 848 | — |
| Median Age | 61.8 | 38.9 |
| Unemployment Rate | 6.0% | 3.7% |
| Avg Commute Time | 19.0 min | 26 min |
| White (non-Hispanic) | 92.0% | 59.3% |
| Black or African American | 0.5% | 13.6% |
| Hispanic or Latino | 2.9% | 18.9% |
| Asian | 3.9% | 6.3% |
| Under 18 | 10.7% | 22.2% |
| 65 and over | 37.1% | 16.8% |