Median Income
$46,795
household / year
Median Home Value
$268,900
owner-occupied
Median Rent
$824
gross / month
Cost of Living
95
national avg = 100

Is Crystal River, FL a Good Place to Live?

Crystal River is a small town of 3,398 in Florida, with a median household income of $46,795 and a 11.0% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Crystal River stands out for an affordable cost of living, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Crystal River is right for you depends on your priorities — the full breakdown is below.

All Crystal River city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.4

Crystal River's overall cost of living index is 95.4, where 100 represents the US national average. Living in Crystal River costs roughly 5% less than the average American city.

Metric Crystal River, FL National Avg
Median Home Value $268,900 $244,900
Median Monthly Rent $824 $1,163
Homeownership Rate 65.6% 65.9%
Median Household Income $46,795 $74,755

Crime & Safety

Crime data for Crystal River is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Crystal River is served primarily by CITRUS. The student-to-teacher ratio is 16.9:1 (slightly above the national average of ~16:1).

Metric Crystal River, FL National Avg
School District CITRUS —
Elementary Schools 11 —
Middle Schools 4 —
High Schools 7 —
Student/Teacher Ratio 16.9:1 16:1
Bachelor's Degree or Higher 35.4% 35.4%
High School Diploma or Higher 90.2% 91.1%

Weather & Climate

Crystal River sees average highs of 69.3°F in January and 90.6°F in July, with 55.1 inches of annual precipitation .

MetricCrystal River, FL
Average High — January69.3°F
Average High — July90.6°F
Annual Precipitation55.1"
Annual SnowfallTrace / None

Demographics

MetricCrystal River, FLNational Avg
Population3,398—
Median Age64.138.9
Unemployment Rate11.0%3.7%
Avg Commute Time16.4 min26 min
White (non-Hispanic)85.5%59.3%
Black or African American8.5%13.6%
Hispanic or Latino3.1%18.9%
Asian0.4%6.3%
Under 1811.1%22.2%
65 and over48.4%16.8%

Nearby Cities

ZIP Codes in Crystal River

Crystal River, FL is covered by 2 ZIP codes:

Crystal River vs Other Cities

Frequently Asked Questions

Crystal River's cost of living index is 95, where 100 is the national average. That makes Crystal River roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $268,900 and median rent is $824/month.
Crime data for Crystal River is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Crystal River are operated by CITRUS. The district has 11 elementary, 4 middle, and 7 high schools. The student-to-teacher ratio is 16.9:1. 35.4% of adults 25+ hold a bachelor's degree or higher.
Crystal River, FL has a population of 3,398, a median household income of $46,795, and an unemployment rate of 11.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Crystal River averages 69.3°F in January and 90.6°F in July. Annual rainfall is 55.1 inches . Based on NOAA 30-year climate normals (1991–2020).
Crystal River, FL is covered by 2 ZIP codes: 34428, 34429.
The population of Crystal River, Florida is 3,398 with a median age of 64.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Crystal River: cost of living index 95 (100 = US average), median home $268,900, median household income $46,795, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Crystal River side by side with your current city to see the trade-offs.