Cross City city hall (cropped) · Michael Rivera / CC BY-SA 4.0DixieCountyHS (old) · WhisperToMe / CC BY-SA 3.0Dixie County Public Library, Cross City, Florida · The Bushranger / CC BY-SA 4.0
Cross City is a small town of 2,485 in Florida, with a median household income of $44,500
and a 1.8% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Cross City stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include a higher-than-average crime index. Whether Cross City is right for you depends on your priorities — the full breakdown is below.
All Cross City city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.7
Cross City's overall cost of living index is 92.7,
where 100 represents the US national average.
Living in Cross City costs roughly 7% less than the average American city.
Metric
Cross City, FL
National Avg
Median Home Value
$91,000
$244,900
Median Monthly Rent
$742
$1,163
Homeownership Rate
80.1%
65.9%
Median Household Income
$44,500
$74,755
Crime & Safety
High Crime
Cross City's violent crime rate is 1071.0 per 100,000 residents
— 182% higher than the national average of ~380 per 100,000.
Violent Crime
1071.0 /100k
Property Crime
1747.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Cross City is served primarily by DIXIE.
The student-to-teacher ratio is 19.7:1
(slightly above the national average of ~16:1).
Metric
Cross City, FL
National Avg
School District
DIXIE
—
Elementary Schools
4
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
19.7:1
16:1
Bachelor's Degree or Higher
8.8%
35.4%
High School Diploma or Higher
92.1%
91.1%
Weather & Climate
Cross City sees average highs of 65.9°F in January
and 90.1°F in July,
with 51.5 inches of annual precipitation
.
Cross City's cost of living index is 93, where 100 is the national average.
That makes Cross City roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $91,000 and median rent is $742/month.
Cross City's violent crime rate is 1071.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1747.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cross City are operated by DIXIE.
The district has 4 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 19.7:1. 8.8% of adults 25+ hold a bachelor's degree or higher.
Cross City, FL has a population of 2,485, a median household income of $44,500, and an unemployment rate of 1.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cross City averages 65.9°F in January and 90.1°F in July. Annual rainfall is 51.5 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Cross City, FL is covered by 1 ZIP code: 32628.
The population of Cross City, Florida is 2,485 with a median age of 40.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cross City: cost of living index 93 (100 = US average), median home $91,000, median household income $44,500, crime index 202 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Cross City side by side with your current city to see the trade-offs.
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