Median Income
$46,607
household / year
Median Home Value
$118,200
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
95
national avg = 100

Is Capitola, FL a Good Place to Live?

Capitola is a small town of 310 in Florida, with a median household income of $46,607 . Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Capitola stands out for an affordable cost of living, below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Capitola is right for you depends on your priorities — the full breakdown is below.

All Capitola city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.3

Capitola's overall cost of living index is 95.3, where 100 represents the US national average. Living in Capitola costs roughly 5% less than the average American city.

Metric Capitola, FL National Avg
Median Home Value $118,200 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 91.3% 65.9%
Median Household Income $46,607 $74,755

Crime & Safety

Crime data for Capitola is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Capitola, FL National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 10.1% 35.4%
High School Diploma or Higher 92.8% 91.1%

Weather & Climate

Capitola sees average highs of 63.1°F in January and 90.6°F in July, with 59.1 inches of annual precipitation .

MetricCapitola, FL
Average High — January63.1°F
Average High — July90.6°F
Annual Precipitation59.1"
Annual SnowfallTrace / None

Demographics

MetricCapitola, FLNational Avg
Population310—
Median Age49.938.9
Unemployment Rate0.0%3.7%
Avg Commute Time28.3 min26 min
White (non-Hispanic)55.5%59.3%
Black or African American42.3%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1820.3%22.2%
65 and over29.4%16.8%

Nearby Cities

Chaires, FL 3 mi Lloyd, FL 4 mi Waukeenah, FL 7 mi Wacissa, FL 8 mi Tallahassee, FL 10 mi

Capitola vs Other Cities

Capitola, FL vs Chaires, FL Capitola, FL vs Lloyd, FL Capitola, FL vs Waukeenah, FL Capitola, FL vs Wacissa, FL Capitola, FL vs Tallahassee, FL

Frequently Asked Questions

Capitola's cost of living index is 95, where 100 is the national average. That makes Capitola roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $118,200 and median rent is N/A/month.
Crime data for Capitola is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Capitola, FL has a population of 310, a median household income of $46,607, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Capitola averages 63.1°F in January and 90.6°F in July. Annual rainfall is 59.1 inches . Based on NOAA 30-year climate normals (1991–2020).
The population of Capitola, Florida is 310 with a median age of 49.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Capitola: cost of living index 95 (100 = US average), median home $118,200, median household income $46,607. Whether these are benefits or drawbacks depends on where you're coming from — compare Capitola side by side with your current city to see the trade-offs.