Median Income
$95,570
household / year
Median Home Value
$597,100
owner-occupied
Median Rent
$2,170
gross / month
Cost of Living
112
national avg = 100

Is Boca Raton, FL a Good Place to Live?

Boca Raton is a mid-sized city of 97,980 in Florida, with a median household income of $95,570 and a 5.9% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Boca Raton stands out for lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Boca Raton is right for you depends on your priorities — the full breakdown is below.

All Boca Raton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 111.8

Boca Raton's overall cost of living index is 111.8, where 100 represents the US national average. Living in Boca Raton costs roughly 12% more than the average American city.

Metric Boca Raton, FL National Avg
Median Home Value $597,100 $244,900
Median Monthly Rent $2,170 $1,163
Homeownership Rate 65.7% 65.9%
Median Household Income $95,570 $74,755

Crime & Safety

Very Safe

Boca Raton's violent crime rate is 171.0 per 100,000 residents — 55% lower than the national average of ~380 per 100,000.

Violent Crime
171.0 /100k
Property Crime
1676.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Boca Raton is served primarily by PALM BEACH. The student-to-teacher ratio is 16.4:1 (slightly above the national average of ~16:1).

Metric Boca Raton, FL National Avg
School District PALM BEACH —
Elementary Schools 132 —
Middle Schools 37 —
High Schools 50 —
Student/Teacher Ratio 16.4:1 16:1
Bachelor's Degree or Higher 59.0% 35.4%
High School Diploma or Higher 96.0% 91.1%

Weather & Climate

Boca Raton sees average highs of 76.3°F in January and 90.5°F in July, with 65.6 inches of annual precipitation .

MetricBoca Raton, FL
Average High — January76.3°F
Average High — July90.5°F
Annual Precipitation65.6"
Annual SnowfallTrace / None

Demographics

MetricBoca Raton, FLNational Avg
Population97,980—
Median Age47.138.9
Unemployment Rate5.9%3.7%
Avg Commute Time21.6 min26 min
White (non-Hispanic)78.8%59.3%
Black or African American6.2%13.6%
Hispanic or Latino9.6%18.9%
Asian3.1%6.3%
Under 1817.0%22.2%
65 and over25.7%16.8%

Nearby Cities

Highland Beach, FL 4 mi Deerfield Beach, FL 4 mi Delray Beach, FL 6 mi Hillsboro Pines, FL 6 mi Hillsboro Beach, FL 6 mi

ZIP Codes in Boca Raton

Boca Raton, FL is covered by 7 ZIP codes:

33431 33486 33487 33432 33496 33434 33433

Boca Raton vs Other Cities

Boca Raton, FL vs Highland Beach, FL Boca Raton, FL vs Deerfield Beach, FL Boca Raton, FL vs Delray Beach, FL Boca Raton, FL vs Hillsboro Pines, FL Boca Raton, FL vs Hillsboro Beach, FL

Frequently Asked Questions

Boca Raton's cost of living index is 112, where 100 is the national average. That puts Boca Raton roughly 12% above the national average in cost. The median home price is $597,100 and median rent is $2,170/month.
Boca Raton's violent crime rate is 171.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1676.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Boca Raton are operated by PALM BEACH. The district has 132 elementary, 37 middle, and 50 high schools. The student-to-teacher ratio is 16.4:1. 59.0% of adults 25+ hold a bachelor's degree or higher.
Boca Raton, FL has a population of 97,980, a median household income of $95,570, and an unemployment rate of 5.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Boca Raton averages 76.3°F in January and 90.5°F in July. Annual rainfall is 65.6 inches . Based on NOAA 30-year climate normals (1991–2020).
Boca Raton, FL is covered by 7 ZIP codes: 33431, 33486, 33487, 33432, 33496, 33434, 33433.
The population of Boca Raton, Florida is 97,980 with a median age of 47.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Boca Raton: cost of living index 112 (100 = US average), median home $597,100, median household income $95,570, crime index 59 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Boca Raton side by side with your current city to see the trade-offs.