Is Bell, FL a Good Place to Live?
Bell is a small town of 469 in Florida, with a median household income of $53,750 . Its cost of living index is 97 (US average = 100), which is 3% below the national average.
Strengths: Bell stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Bell is right for you depends on your priorities — the full breakdown is below.
All Bell city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.9Bell's overall cost of living index is 96.9, where 100 represents the US national average. Living in Bell costs roughly 3% less than the average American city.
| Metric | Bell, FL | National Avg |
|---|---|---|
| Median Home Value | $98,900 | $244,900 |
| Median Monthly Rent | $993 | $1,163 |
| Homeownership Rate | 63.8% | 65.9% |
| Median Household Income | $53,750 | $74,755 |
Crime & Safety
Crime data for Bell is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Bell is served primarily by GILCHRIST. The student-to-teacher ratio is 17.7:1 (slightly above the national average of ~16:1).
| Metric | Bell, FL | National Avg |
|---|---|---|
| School District | GILCHRIST | — |
| Elementary Schools | 3 | — |
| Middle Schools | N/A | — |
| High Schools | 3 | — |
| Student/Teacher Ratio | 17.7:1 | 16:1 |
| Bachelor's Degree or Higher | 13.0% | 35.4% |
| High School Diploma or Higher | 84.6% | 91.1% |
Weather & Climate
Bell sees average highs of 64.9°F in January and 89.9°F in July, with 54.4 inches of annual precipitation .
| Metric | Bell, FL |
|---|---|
| Average High — January | 64.9°F |
| Average High — July | 89.9°F |
| Annual Precipitation | 54.4" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Bell, FL | National Avg |
|---|---|---|
| Population | 469 | — |
| Median Age | 31.9 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 25.8 min | 26 min |
| White (non-Hispanic) | 86.4% | 59.3% |
| Black or African American | 1.9% | 13.6% |
| Hispanic or Latino | 8.1% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 23.5% | 22.2% |
| 65 and over | 13.4% | 16.8% |
Nearby Cities
ZIP Codes in Bell
Bell, FL is covered by 1 ZIP code: