What are the schools like in Derby, CT?

Derby is served primarily by Derby School District. The district operates 2 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 10.7:1.

What is the median household income in Derby?

The median household income in Derby, CT is $69,835 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.1%.

What is the weather like in Derby, CT?

Derby has an average high temperature of 36.0°F in January and 82.0°F in July. Annual precipitation averages 52.0 inches and annual snowfall averages 33.6 inches.

Derby, CT Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Derby, CT affordable or expensive?

Derby's cost of living index is 98, where 100 represents the national average. This means Derby is 2% less expensive than the average US city. The median home value is $220,600 and the median rent is $1,301 per month.

Q: What is the crime rate in Derby, CT?

Derby has a violent crime rate of 313.6 incidents per 100,000 residents and a property crime rate of 2548.8 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Derby, CT a Good Place to Live?

Derby is a small city of 12,373 in Connecticut, with a median household income of $69,835 and a 6.1% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Derby stands out for below-average home prices, lower-than-average crime, solid school ratings (B+).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Derby is right for you depends on your priorities — the full breakdown is below.

All Derby city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.6

Derby's overall cost of living index is 97.6, where 100 represents the US national average. Living in Derby costs roughly 2% less than the average American city.

Metric	Derby, CT	National Avg
Median Home Value	$220,600	$244,900
Median Monthly Rent	$1,301	$1,163
Homeownership Rate	63.8%	65.9%
Median Household Income	$69,835	$74,755

Crime & Safety

Safer than Average

Derby's violent crime rate is 313.6 per 100,000 residents — 17% lower than the national average of ~380 per 100,000.

Violent Crime

313.6 /100k

Property Crime

2548.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Derby is served primarily by Derby School District. The student-to-teacher ratio is 10.7:1 (better than the national average of ~16:1).

Metric	Derby, CT	National Avg
School District	Derby School District	—
Elementary Schools	2	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	10.7:1	16:1
Bachelor's Degree or Higher	29.4%	35.4%
High School Diploma or Higher	90.1%	91.1%

Weather & Climate

Derby sees average highs of 36.0°F in January and 82.0°F in July, with 52.0 inches of annual precipitation and 33.6 inches of snow per year.

Metric	Derby, CT
Average High — January	36.0°F
Average High — July	82.0°F
Annual Precipitation	52.0"
Annual Snowfall	33.6"

Demographics

Metric	Derby, CT	National Avg
Population	12,373	—
Median Age	46.0	38.9
Unemployment Rate	6.1%	3.7%
Avg Commute Time	27.4 min	26 min
White (non-Hispanic)	67.9%	59.3%
Black or African American	13.8%	13.6%
Hispanic or Latino	12.5%	18.9%
Asian	2.4%	6.3%
Under 18	16.9%	22.2%
65 and over	20.7%	16.8%

Nearby Cities

Ansonia, CT 1 mi Shelton, CT 3 mi Orange, CT 4 mi Oronoque, CT 5 mi East Village, CT 6 mi

ZIP Codes in Derby

Derby, CT is covered by 1 ZIP code:

06418

Derby vs Other Cities

Derby, CT vs Ansonia, CT Derby, CT vs Shelton, CT Derby, CT vs Orange, CT Derby, CT vs Oronoque, CT Derby, CT vs East Village, CT

Frequently Asked Questions

Is Derby, CT affordable or expensive?

Derby's cost of living index is 98, where 100 is the national average. That makes Derby roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $220,600 and median rent is $1,301/month.

What is the crime rate in Derby, CT?

Derby's violent crime rate is 313.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2548.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Derby?

Public schools in Derby are operated by Derby School District. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.7:1. 29.4% of adults 25+ hold a bachelor's degree or higher.

Is Derby, CT a good place to live?

Derby, CT has a population of 12,373, a median household income of $69,835, and an unemployment rate of 6.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Derby?

Derby averages 36.0°F in January and 82.0°F in July. Annual rainfall is 52.0 inches with about 33.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Derby?

Derby, CT is covered by 1 ZIP code: 06418.

What is the population of Derby?

The population of Derby, Connecticut is 12,373 with a median age of 46.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Derby?

Key numbers for living in Derby: cost of living index 98 (100 = US average), median home $220,600, median household income $69,835, crime index 98 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Derby side by side with your current city to see the trade-offs.