Is Upper Bear Creek, CO a Good Place to Live?
Upper Bear Creek is a small town of 921 in Colorado, with a median household income of $177,856 . Its cost of living index is 106 (US average = 100), which is 6% above the national average.
Strengths: Upper Bear Creek stands out for a well-educated population, short average commutes.
Trade-offs: Potential downsides include high home prices. Whether Upper Bear Creek is right for you depends on your priorities — the full breakdown is below.
All Upper Bear Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 105.5Upper Bear Creek's overall cost of living index is 105.5, where 100 represents the US national average. Living in Upper Bear Creek costs roughly 6% more than the average American city.
| Metric | Upper Bear Creek, CO | National Avg |
|---|---|---|
| Median Home Value | $1,038,500 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 87.3% | 65.9% |
| Median Household Income | $177,856 | $74,755 |
Crime & Safety
Very SafeUpper Bear Creek's violent crime rate is 92.8 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Upper Bear Creek, CO | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 56.1% | 35.4% |
| High School Diploma or Higher | 94.9% | 91.1% |
Weather & Climate
Upper Bear Creek sees average highs of 44.4°F in January and 81.2°F in July, with 21.4 inches of annual precipitation and 80.8 inches of snow per year.
| Metric | Upper Bear Creek, CO |
|---|---|
| Average High — January | 44.4°F |
| Average High — July | 81.2°F |
| Annual Precipitation | 21.4" |
| Annual Snowfall | 80.8" |
Demographics
| Metric | Upper Bear Creek, CO | National Avg |
|---|---|---|
| Population | 921 | — |
| Median Age | 57.2 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 17.4 min | 26 min |
| White (non-Hispanic) | 95.0% | 59.3% |
| Black or African American | 2.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 11.0% | 22.2% |
| 65 and over | 28.2% | 16.8% |