Median Income
$137,995
household / year
Median Home Value
$599,100
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
92
national avg = 100

Is Loma, CO a Good Place to Live?

Loma is a small town of 1,481 in Colorado, with a median household income of $137,995 and a 1.5% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Loma stands out for an affordable cost of living, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include high home prices. Whether Loma is right for you depends on your priorities — the full breakdown is below.

All Loma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.1

Loma's overall cost of living index is 92.1, where 100 represents the US national average. Living in Loma costs roughly 8% less than the average American city.

Metric Loma, CO National Avg
Median Home Value $599,100 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 86.9% 65.9%
Median Household Income $137,995 $74,755

Crime & Safety

Safer than Average

Loma's violent crime rate is 347.6 per 100,000 residents — 9% lower than the national average of ~380 per 100,000.

Violent Crime
347.6 /100k
Property Crime
2211.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Loma is served primarily by Mesa County Valley School District No. 51. The student-to-teacher ratio is 15.7:1 (better than the national average of ~16:1).

Metric Loma, CO National Avg
School District Mesa County Valley School District No. 51 —
Elementary Schools 27 —
Middle Schools 7 —
High Schools 7 —
Student/Teacher Ratio 15.7:1 16:1
Bachelor's Degree or Higher 31.1% 35.4%
High School Diploma or Higher 89.6% 91.1%

Weather & Climate

Loma sees average highs of 39.0°F in January and 94.6°F in July, with 11.5 inches of annual precipitation and 21.8 inches of snow per year.

MetricLoma, CO
Average High — January39.0°F
Average High — July94.6°F
Annual Precipitation11.5"
Annual Snowfall21.8"

Demographics

MetricLoma, CONational Avg
Population1,481—
Median Age20.638.9
Unemployment Rate1.5%3.7%
Avg Commute Time19.2 min26 min
White (non-Hispanic)99.4%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1841.6%22.2%
65 and over4.3%16.8%

Nearby Cities

Fruita, CO 5 mi Redlands, CO 12 mi Grand Junction, CO 15 mi Orchard Mesa, CO 19 mi Fruitvale, CO 19 mi

ZIP Codes in Loma

Loma, CO is covered by 1 ZIP code:

81524

Loma vs Other Cities

Loma, CO vs Fruita, CO Loma, CO vs Redlands, CO Loma, CO vs Grand Junction, CO Loma, CO vs Orchard Mesa, CO Loma, CO vs Fruitvale, CO

Frequently Asked Questions

Loma's cost of living index is 92, where 100 is the national average. That makes Loma roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $599,100 and median rent is N/A/month.
Loma's violent crime rate is 347.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2211.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Loma are operated by Mesa County Valley School District No. 51. The district has 27 elementary, 7 middle, and 7 high schools. The student-to-teacher ratio is 15.7:1. 31.1% of adults 25+ hold a bachelor's degree or higher.
Loma, CO has a population of 1,481, a median household income of $137,995, and an unemployment rate of 1.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Loma averages 39.0°F in January and 94.6°F in July. Annual rainfall is 11.5 inches with about 21.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Loma, CO is covered by 1 ZIP code: 81524.
The population of Loma, Colorado is 1,481 with a median age of 20.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Loma: cost of living index 92 (100 = US average), median home $599,100, median household income $137,995, crime index 97 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Loma side by side with your current city to see the trade-offs.