Median Income
$128,078
household / year
Median Home Value
$484,900
owner-occupied
Median Rent
$2,235
gross / month
Cost of Living
96
national avg = 100

Is Frederick, CO a Good Place to Live?

Frederick is a small city of 15,037 in Colorado, with a median household income of $128,078 and a 3.0% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Frederick stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes. Whether Frederick is right for you depends on your priorities — the full breakdown is below.

All Frederick city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.0

Frederick's overall cost of living index is 96.0, where 100 represents the US national average. Living in Frederick costs roughly 4% less than the average American city.

Metric Frederick, CO National Avg
Median Home Value $484,900 $244,900
Median Monthly Rent $2,235 $1,163
Homeownership Rate 95.0% 65.9%
Median Household Income $128,078 $74,755

Crime & Safety

Very Safe

Frederick's violent crime rate is 85.1 per 100,000 residents — 78% lower than the national average of ~380 per 100,000.

Violent Crime
85.1 /100k
Property Crime
617.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Frederick is served primarily by St. Vrain Valley School District No. Re1J. The student-to-teacher ratio is 16.2:1 (slightly above the national average of ~16:1).

Metric Frederick, CO National Avg
School District St. Vrain Valley School District No. Re1J
Elementary Schools 33
Middle Schools 8
High Schools 10
Student/Teacher Ratio 16.2:1 16:1
Bachelor's Degree or Higher 36.3% 35.4%
High School Diploma or Higher 96.1% 91.1%

Weather & Climate

Frederick sees average highs of 44.5°F in January and 90.8°F in July, with 15.0 inches of annual precipitation and 47.4 inches of snow per year.

MetricFrederick, CO
Average High — January44.5°F
Average High — July90.8°F
Annual Precipitation15.0"
Annual Snowfall47.4"

Demographics

MetricFrederick, CONational Avg
Population15,037
Median Age36.838.9
Unemployment Rate3.0%3.7%
Avg Commute Time31.5 min26 min
White (non-Hispanic)83.6%59.3%
Black or African American0.2%13.6%
Hispanic or Latino8.4%18.9%
Asian4.3%6.3%
Under 1826.8%22.2%
65 and over9.2%16.8%

Nearby Cities

ZIP Codes in Frederick

Frederick, CO is covered by 1 ZIP code:

Frederick vs Other Cities

Frequently Asked Questions

Frederick's cost of living index is 96, where 100 is the national average. That makes Frederick roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $484,900 and median rent is $2,235/month.
Frederick's violent crime rate is 85.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 617.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Frederick are operated by St. Vrain Valley School District No. Re1J. The district has 33 elementary, 8 middle, and 10 high schools. The student-to-teacher ratio is 16.2:1. 36.3% of adults 25+ hold a bachelor's degree or higher.
Frederick, CO has a population of 15,037, a median household income of $128,078, and an unemployment rate of 3.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Frederick averages 44.5°F in January and 90.8°F in July. Annual rainfall is 15.0 inches with about 47.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Frederick, CO is covered by 1 ZIP code: 80530.
The population of Frederick, Colorado is 15,037 with a median age of 36.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Frederick: cost of living index 96 (100 = US average), median home $484,900, median household income $128,078, crime index 25 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Frederick side by side with your current city to see the trade-offs.