Is Frederick, CO a Good Place to Live?
Frederick is a small city of 15,037 in Colorado, with a median household income of $128,078 and a 3.0% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Frederick stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B), a well-educated population.
Trade-offs: Potential downsides include high home prices, longer commutes. Whether Frederick is right for you depends on your priorities — the full breakdown is below.
All Frederick city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.0Frederick's overall cost of living index is 96.0, where 100 represents the US national average. Living in Frederick costs roughly 4% less than the average American city.
| Metric | Frederick, CO | National Avg |
|---|---|---|
| Median Home Value | $484,900 | $244,900 |
| Median Monthly Rent | $2,235 | $1,163 |
| Homeownership Rate | 95.0% | 65.9% |
| Median Household Income | $128,078 | $74,755 |
Crime & Safety
Very SafeFrederick's violent crime rate is 85.1 per 100,000 residents — 78% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Frederick is served primarily by St. Vrain Valley School District No. Re1J. The student-to-teacher ratio is 16.2:1 (slightly above the national average of ~16:1).
| Metric | Frederick, CO | National Avg |
|---|---|---|
| School District | St. Vrain Valley School District No. Re1J | — |
| Elementary Schools | 33 | — |
| Middle Schools | 8 | — |
| High Schools | 10 | — |
| Student/Teacher Ratio | 16.2:1 | 16:1 |
| Bachelor's Degree or Higher | 36.3% | 35.4% |
| High School Diploma or Higher | 96.1% | 91.1% |
Weather & Climate
Frederick sees average highs of 44.5°F in January and 90.8°F in July, with 15.0 inches of annual precipitation and 47.4 inches of snow per year.
| Metric | Frederick, CO |
|---|---|
| Average High — January | 44.5°F |
| Average High — July | 90.8°F |
| Annual Precipitation | 15.0" |
| Annual Snowfall | 47.4" |
Demographics
| Metric | Frederick, CO | National Avg |
|---|---|---|
| Population | 15,037 | — |
| Median Age | 36.8 | 38.9 |
| Unemployment Rate | 3.0% | 3.7% |
| Avg Commute Time | 31.5 min | 26 min |
| White (non-Hispanic) | 83.6% | 59.3% |
| Black or African American | 0.2% | 13.6% |
| Hispanic or Latino | 8.4% | 18.9% |
| Asian | 4.3% | 6.3% |
| Under 18 | 26.8% | 22.2% |
| 65 and over | 9.2% | 16.8% |
Nearby Cities
ZIP Codes in Frederick
Frederick, CO is covered by 1 ZIP code: