Is Twin Lakes CDP (Santa Cruz County), CA a Good Place to Live?
Twin Lakes CDP (Santa Cruz County) is a small town of 5,090 in California, with a median household income of $71,769 and a 3.6% unemployment rate. Its cost of living index is 113 (US average = 100), which is 13% above the national average.
Strengths: Twin Lakes CDP (Santa Cruz County) stands out for a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices. Whether Twin Lakes CDP (Santa Cruz County) is right for you depends on your priorities — the full breakdown is below.
All Twin Lakes CDP (Santa Cruz County) city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.6Twin Lakes CDP (Santa Cruz County)'s overall cost of living index is 112.6, where 100 represents the US national average. Living in Twin Lakes CDP (Santa Cruz County) costs roughly 13% more than the average American city.
| Metric | Twin Lakes CDP (Santa Cruz County), CA | National Avg |
|---|---|---|
| Median Home Value | $864,900 | $244,900 |
| Median Monthly Rent | $2,157 | $1,163 |
| Homeownership Rate | 37.9% | 65.9% |
| Median Household Income | $71,769 | $74,755 |
Crime & Safety
Safer than AverageTwin Lakes CDP (Santa Cruz County)'s violent crime rate is 368.6 per 100,000 residents — 3% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Twin Lakes CDP (Santa Cruz County), CA | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 46.3% | 35.4% |
| High School Diploma or Higher | 90.1% | 91.1% |
Weather & Climate
Twin Lakes CDP (Santa Cruz County) sees average highs of 62.5°F in January and 74.3°F in July, with 30.6 inches of annual precipitation .
| Metric | Twin Lakes CDP (Santa Cruz County), CA |
|---|---|
| Average High — January | 62.5°F |
| Average High — July | 74.3°F |
| Annual Precipitation | 30.6" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Twin Lakes CDP (Santa Cruz County), CA | National Avg |
|---|---|---|
| Population | 5,090 | — |
| Median Age | 42.1 | 38.9 |
| Unemployment Rate | 3.6% | 3.7% |
| Avg Commute Time | 27.5 min | 26 min |
| White (non-Hispanic) | 82.7% | 59.3% |
| Black or African American | 2.8% | 13.6% |
| Hispanic or Latino | 5.3% | 18.9% |
| Asian | 3.6% | 6.3% |
| Under 18 | 15.2% | 22.2% |
| 65 and over | 21.3% | 16.8% |