What are the schools like in Sutter Creek, CA?

Sutter Creek is served primarily by Amador County Unified. The district operates 6 elementary schools, 2 middle schools, and 3 high schools with a student-to-teacher ratio of 22.2:1.

What is the median household income in Sutter Creek?

The median household income in Sutter Creek, CA is $59,028 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.6%.

What is the weather like in Sutter Creek, CA?

Sutter Creek has an average high temperature of 54.8°F in January and 93.4°F in July. Annual precipitation averages 32.0 inches.

Sutter Creek, CA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Sutter Creek, CA affordable or expensive?

Sutter Creek's cost of living index is 107, where 100 represents the national average. This means Sutter Creek is 7% more expensive than the average US city. The median home value is $456,400 and the median rent is $1,213 per month.

Q: What is the crime rate in Sutter Creek, CA?

Sutter Creek has a violent crime rate of 182.5 incidents per 100,000 residents and a property crime rate of 949.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Sutter Creek, CA a Good Place to Live?

Sutter Creek is a small town of 2,659 in California, with a median household income of $59,028 and a 7.6% unemployment rate. Its cost of living index is 107 (US average = 100), which is 7% above the national average.

Strengths: Sutter Creek stands out for lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Sutter Creek is right for you depends on your priorities — the full breakdown is below.

All Sutter Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 106.6

Sutter Creek's overall cost of living index is 106.6, where 100 represents the US national average. Living in Sutter Creek costs roughly 7% more than the average American city.

Metric	Sutter Creek, CA	National Avg
Median Home Value	$456,400	$244,900
Median Monthly Rent	$1,213	$1,163
Homeownership Rate	58.7%	65.9%
Median Household Income	$59,028	$74,755

Crime & Safety

Very Safe

Sutter Creek's violent crime rate is 182.5 per 100,000 residents — 52% lower than the national average of ~380 per 100,000.

Violent Crime

182.5 /100k

Property Crime

949.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Sutter Creek is served primarily by Amador County Unified. The student-to-teacher ratio is 22.2:1 (slightly above the national average of ~16:1).

Metric	Sutter Creek, CA	National Avg
School District	Amador County Unified	—
Elementary Schools	6	—
Middle Schools	2	—
High Schools	3	—
Student/Teacher Ratio	22.2:1	16:1
Bachelor's Degree or Higher	39.9%	35.4%
High School Diploma or Higher	97.8%	91.1%

Weather & Climate

Sutter Creek sees average highs of 54.8°F in January and 93.4°F in July, with 32.0 inches of annual precipitation .

Metric	Sutter Creek, CA
Average High — January	54.8°F
Average High — July	93.4°F
Annual Precipitation	32.0"
Annual Snowfall	Trace / None

Demographics

Metric	Sutter Creek, CA	National Avg
Population	2,659	—
Median Age	46.6	38.9
Unemployment Rate	7.6%	3.7%
Avg Commute Time	19.0 min	26 min
White (non-Hispanic)	85.1%	59.3%
Black or African American	0.9%	13.6%
Hispanic or Latino	9.0%	18.9%
Asian	0.4%	6.3%
Under 18	14.6%	22.2%
65 and over	28.9%	16.8%

Nearby Cities

Martell, CA 2 mi Amador City, CA 2 mi Jackson, CA 3 mi Drytown, CA 5 mi Plymouth, CA 6 mi

ZIP Codes in Sutter Creek

Sutter Creek, CA is covered by 1 ZIP code:

95685

Sutter Creek vs Other Cities

Sutter Creek, CA vs Martell, CA Sutter Creek, CA vs Amador City, CA Sutter Creek, CA vs Jackson, CA Sutter Creek, CA vs Drytown, CA Sutter Creek, CA vs Plymouth, CA

Frequently Asked Questions

Is Sutter Creek, CA affordable or expensive?

Sutter Creek's cost of living index is 107, where 100 is the national average. That puts Sutter Creek roughly 7% above the national average in cost. The median home price is $456,400 and median rent is $1,213/month.

What is the crime rate in Sutter Creek, CA?

Sutter Creek's violent crime rate is 182.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 949.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Sutter Creek?

Public schools in Sutter Creek are operated by Amador County Unified. The district has 6 elementary, 2 middle, and 3 high schools. The student-to-teacher ratio is 22.2:1. 39.9% of adults 25+ hold a bachelor's degree or higher.

Is Sutter Creek, CA a good place to live?

Sutter Creek, CA has a population of 2,659, a median household income of $59,028, and an unemployment rate of 7.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Sutter Creek?

Sutter Creek averages 54.8°F in January and 93.4°F in July. Annual rainfall is 32.0 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Sutter Creek?

Sutter Creek, CA is covered by 1 ZIP code: 95685.

What is the population of Sutter Creek?

The population of Sutter Creek, California is 2,659 with a median age of 46.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Sutter Creek?

Key numbers for living in Sutter Creek: cost of living index 107 (100 = US average), median home $456,400, median household income $59,028, crime index 47 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Sutter Creek side by side with your current city to see the trade-offs.