Median Income
$85,099
household / year
Median Home Value
$415,900
owner-occupied
Median Rent
$1,599
gross / month
Cost of Living
109
national avg = 100

Is Rancho Cordova, CA a Good Place to Live?

Rancho Cordova is a mid-sized city of 79,128 in California, with a median household income of $85,099 and a 6.1% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Rancho Cordova stands out for solid school ratings (B-).

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Rancho Cordova is right for you depends on your priorities — the full breakdown is below.

All Rancho Cordova city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.9

Rancho Cordova's overall cost of living index is 108.9, where 100 represents the US national average. Living in Rancho Cordova costs roughly 9% more than the average American city.

Metric Rancho Cordova, CA National Avg
Median Home Value $415,900 $244,900
Median Monthly Rent $1,599 $1,163
Homeownership Rate 58.2% 65.9%
Median Household Income $85,099 $74,755

Crime & Safety

Near National Average

Rancho Cordova's violent crime rate is 425.7 per 100,000 residents — 12% higher than the national average of ~380 per 100,000.

Violent Crime
425.7 /100k
Property Crime
2111.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Rancho Cordova is served primarily by Folsom-Cordova Unified. The student-to-teacher ratio is 21.3:1 (slightly above the national average of ~16:1).

Metric Rancho Cordova, CA National Avg
School District Folsom-Cordova Unified —
Elementary Schools 23 —
Middle Schools 4 —
High Schools 6 —
Student/Teacher Ratio 21.3:1 16:1
Bachelor's Degree or Higher 29.4% 35.4%
High School Diploma or Higher 89.1% 91.1%

Weather & Climate

Rancho Cordova sees average highs of 56.5°F in January and 94.4°F in July, with 20.7 inches of annual precipitation .

MetricRancho Cordova, CA
Average High — January56.5°F
Average High — July94.4°F
Annual Precipitation20.7"
Annual SnowfallTrace / None

Demographics

MetricRancho Cordova, CANational Avg
Population79,128—
Median Age35.438.9
Unemployment Rate6.1%3.7%
Avg Commute Time27.2 min26 min
White (non-Hispanic)52.2%59.3%
Black or African American10.9%13.6%
Hispanic or Latino13.6%18.9%
Asian15.1%6.3%
Under 1825.2%22.2%
65 and over12.1%16.8%

Nearby Cities

Mather, CA 3 mi Gold River, CA 4 mi Fair Oaks, CA 5 mi Carmichael, CA 6 mi La Riviera, CA 6 mi

ZIP Codes in Rancho Cordova

Rancho Cordova, CA is covered by 3 ZIP codes:

95742 95670 95827

Rancho Cordova vs Other Cities

Rancho Cordova, CA vs Mather, CA Rancho Cordova, CA vs Gold River, CA Rancho Cordova, CA vs Fair Oaks, CA Rancho Cordova, CA vs Carmichael, CA Rancho Cordova, CA vs La Riviera, CA

Frequently Asked Questions

Rancho Cordova's cost of living index is 109, where 100 is the national average. That puts Rancho Cordova roughly 9% above the national average in cost. The median home price is $415,900 and median rent is $1,599/month.
Rancho Cordova's violent crime rate is 425.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2111.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Rancho Cordova are operated by Folsom-Cordova Unified. The district has 23 elementary, 4 middle, and 6 high schools. The student-to-teacher ratio is 21.3:1. 29.4% of adults 25+ hold a bachelor's degree or higher.
Rancho Cordova, CA has a population of 79,128, a median household income of $85,099, and an unemployment rate of 6.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Rancho Cordova averages 56.5°F in January and 94.4°F in July. Annual rainfall is 20.7 inches . Based on NOAA 30-year climate normals (1991–2020).
Rancho Cordova, CA is covered by 3 ZIP codes: 95742, 95670, 95827.
The population of Rancho Cordova, California is 79,128 with a median age of 35.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Rancho Cordova: cost of living index 109 (100 = US average), median home $415,900, median household income $85,099, crime index 107 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Rancho Cordova side by side with your current city to see the trade-offs.