Median Income
$73,084
household / year
Median Home Value
$483,000
owner-occupied
Median Rent
$1,304
gross / month
Cost of Living
111
national avg = 100

Is Oceano, CA a Good Place to Live?

Oceano is a small town of 7,287 in California, with a median household income of $73,084 and a 3.9% unemployment rate. Its cost of living index is 111 (US average = 100), which is 11% above the national average.

Strengths: Oceano stands out for short average commutes.

Trade-offs: Potential downsides include an above-average cost of living, high home prices. Whether Oceano is right for you depends on your priorities — the full breakdown is below.

All Oceano city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 110.8

Oceano's overall cost of living index is 110.8, where 100 represents the US national average. Living in Oceano costs roughly 11% more than the average American city.

Metric Oceano, CA National Avg
Median Home Value $483,000 $244,900
Median Monthly Rent $1,304 $1,163
Homeownership Rate 63.1% 65.9%
Median Household Income $73,084 $74,755

Crime & Safety

Safer than Average

Oceano's violent crime rate is 284.3 per 100,000 residents — 25% lower than the national average of ~380 per 100,000.

Violent Crime
284.3 /100k
Property Crime
1072.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oceano is served primarily by Lucia Mar Unified. The student-to-teacher ratio is 19.8:1 (slightly above the national average of ~16:1).

Metric Oceano, CA National Avg
School District Lucia Mar Unified —
Elementary Schools 11 —
Middle Schools 3 —
High Schools 4 —
Student/Teacher Ratio 19.8:1 16:1
Bachelor's Degree or Higher 18.7% 35.4%
High School Diploma or Higher 81.7% 91.1%

Weather & Climate

Oceano sees average highs of 64.8°F in January and 70.3°F in July, with 17.9 inches of annual precipitation .

MetricOceano, CA
Average High — January64.8°F
Average High — July70.3°F
Annual Precipitation17.9"
Annual SnowfallTrace / None

Demographics

MetricOceano, CANational Avg
Population7,287—
Median Age44.238.9
Unemployment Rate3.9%3.7%
Avg Commute Time19.4 min26 min
White (non-Hispanic)66.9%59.3%
Black or African American1.7%13.6%
Hispanic or Latino26.3%18.9%
Asian1.2%6.3%
Under 1822.0%22.2%
65 and over26.5%16.8%

Nearby Cities

Grover Beach, CA 1 mi Arroyo Grande, CA 2 mi Los Berros, CA 4 mi Callender, CA 4 mi Pismo Beach, CA 5 mi

ZIP Codes in Oceano

Oceano, CA is covered by 1 ZIP code:

93445

Oceano vs Other Cities

Oceano, CA vs Grover Beach, CA Oceano, CA vs Arroyo Grande, CA Oceano, CA vs Los Berros, CA Oceano, CA vs Callender, CA Oceano, CA vs Pismo Beach, CA

Frequently Asked Questions

Oceano's cost of living index is 111, where 100 is the national average. That puts Oceano roughly 11% above the national average in cost. The median home price is $483,000 and median rent is $1,304/month.
Oceano's violent crime rate is 284.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1072.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oceano are operated by Lucia Mar Unified. The district has 11 elementary, 3 middle, and 4 high schools. The student-to-teacher ratio is 19.8:1. 18.7% of adults 25+ hold a bachelor's degree or higher.
Oceano, CA has a population of 7,287, a median household income of $73,084, and an unemployment rate of 3.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oceano averages 64.8°F in January and 70.3°F in July. Annual rainfall is 17.9 inches . Based on NOAA 30-year climate normals (1991–2020).
Oceano, CA is covered by 1 ZIP code: 93445.
The population of Oceano, California is 7,287 with a median age of 44.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oceano: cost of living index 111 (100 = US average), median home $483,000, median household income $73,084, crime index 65 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Oceano side by side with your current city to see the trade-offs.