Median Income
$122,235
household / year
Median Home Value
$601,800
owner-occupied
Median Rent
$1,120
gross / month
Cost of Living
100
national avg = 100

Is McSwain, CA a Good Place to Live?

McSwain is a small town of 5,042 in California, with a median household income of $122,235 and a 4.1% unemployment rate. Its cost of living index is 100 (US average = 100), which is 0% below the national average.

Strengths: McSwain stands out for a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices. Whether McSwain is right for you depends on your priorities — the full breakdown is below.

All McSwain city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 99.5

McSwain's overall cost of living index is 99.5, where 100 represents the US national average. Living in McSwain costs roughly 0% less than the average American city.

Metric McSwain, CA National Avg
Median Home Value $601,800 $244,900
Median Monthly Rent $1,120 $1,163
Homeownership Rate 78.7% 65.9%
Median Household Income $122,235 $74,755

Crime & Safety

Near National Average

McSwain's violent crime rate is 604.3 per 100,000 residents — 59% higher than the national average of ~380 per 100,000.

Violent Crime
604.3 /100k
Property Crime
2244.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric McSwain, CA National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 40.8% 35.4%
High School Diploma or Higher 88.9% 91.1%

Weather & Climate

McSwain sees average highs of 54.1°F in January and 94.8°F in July, with 12.5 inches of annual precipitation .

MetricMcSwain, CA
Average High — January54.1°F
Average High — July94.8°F
Annual Precipitation12.5"
Annual SnowfallTrace / None

Demographics

MetricMcSwain, CANational Avg
Population5,042—
Median Age38.138.9
Unemployment Rate4.1%3.7%
Avg Commute Time19.7 min26 min
White (non-Hispanic)66.1%59.3%
Black or African American1.3%13.6%
Hispanic or Latino16.2%18.9%
Asian14.2%6.3%
Under 1828.1%22.2%
65 and over14.9%16.8%

Nearby Cities

Atwater, CA 3 mi Franklin CDP (Merced County), CA 3 mi Winton, CA 5 mi Merced, CA 6 mi Cressey, CA 8 mi

McSwain vs Other Cities

McSwain, CA vs Atwater, CA McSwain, CA vs Franklin CDP (Merced County), CA McSwain, CA vs Winton, CA McSwain, CA vs Merced, CA McSwain, CA vs Cressey, CA

Frequently Asked Questions

McSwain's cost of living index is 100, where 100 is the national average. That makes McSwain roughly 0% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $601,800 and median rent is $1,120/month.
McSwain's violent crime rate is 604.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2244.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
McSwain, CA has a population of 5,042, a median household income of $122,235, and an unemployment rate of 4.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McSwain averages 54.1°F in January and 94.8°F in July. Annual rainfall is 12.5 inches . Based on NOAA 30-year climate normals (1991–2020).
The population of McSwain, California is 5,042 with a median age of 38.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McSwain: cost of living index 100 (100 = US average), median home $601,800, median household income $122,235, crime index 138 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare McSwain side by side with your current city to see the trade-offs.