Median Income
$42,500
household / year
Median Home Value
$293,800
owner-occupied
Median Rent
$1,136
gross / month
Cost of Living
104
national avg = 100

Is McCloud, CA a Good Place to Live?

McCloud is a small town of 959 in California, with a median household income of $42,500 and a 10.4% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: McCloud stands out for short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether McCloud is right for you depends on your priorities — the full breakdown is below.

All McCloud city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.9

McCloud's overall cost of living index is 103.9, where 100 represents the US national average. Living in McCloud costs roughly 4% more than the average American city.

Metric McCloud, CA National Avg
Median Home Value $293,800 $244,900
Median Monthly Rent $1,136 $1,163
Homeownership Rate 71.6% 65.9%
Median Household Income $42,500 $74,755

Crime & Safety

Safer than Average

McCloud's violent crime rate is 486.9 per 100,000 residents — 28% higher than the national average of ~380 per 100,000.

Violent Crime
486.9 /100k
Property Crime
847.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

McCloud is served primarily by McCloud Union Elementary. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric McCloud, CA National Avg
School District McCloud Union Elementary —
Elementary Schools 1 —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio 13.9:1 16:1
Bachelor's Degree or Higher 17.0% 35.4%
High School Diploma or Higher 94.8% 91.1%

Weather & Climate

McCloud sees average highs of 47.1°F in January and 90.0°F in July, with 49.7 inches of annual precipitation and 26.7 inches of snow per year.

MetricMcCloud, CA
Average High — January47.1°F
Average High — July90.0°F
Annual Precipitation49.7"
Annual Snowfall26.7"

Demographics

MetricMcCloud, CANational Avg
Population959—
Median Age50.638.9
Unemployment Rate10.4%3.7%
Avg Commute Time18.1 min26 min
White (non-Hispanic)84.8%59.3%
Black or African American0.9%13.6%
Hispanic or Latino2.6%18.9%
Asian0.0%6.3%
Under 1814.8%22.2%
65 and over36.6%16.8%

Nearby Cities

Dunsmuir, CA 7 mi Castella, CA 10 mi Mount Shasta, CA 10 mi Weed, CA 17 mi Carrick, CA 18 mi

ZIP Codes in McCloud

McCloud, CA is covered by 1 ZIP code:

96057

McCloud vs Other Cities

McCloud, CA vs Dunsmuir, CA McCloud, CA vs Castella, CA McCloud, CA vs Mount Shasta, CA McCloud, CA vs Weed, CA McCloud, CA vs Carrick, CA

Frequently Asked Questions

McCloud's cost of living index is 104, where 100 is the national average. That puts McCloud roughly 4% above the national average in cost. The median home price is $293,800 and median rent is $1,136/month.
McCloud's violent crime rate is 486.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 847.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in McCloud are operated by McCloud Union Elementary. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 13.9:1. 17.0% of adults 25+ hold a bachelor's degree or higher.
McCloud, CA has a population of 959, a median household income of $42,500, and an unemployment rate of 10.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McCloud averages 47.1°F in January and 90.0°F in July. Annual rainfall is 49.7 inches with about 26.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
McCloud, CA is covered by 1 ZIP code: 96057.
The population of McCloud, California is 959 with a median age of 50.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McCloud: cost of living index 104 (100 = US average), median home $293,800, median household income $42,500, crime index 93 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare McCloud side by side with your current city to see the trade-offs.