Is Lake Nacimiento, CA a Good Place to Live?
Lake Nacimiento is a small town of 3,205 in California, with a median household income of $78,250 and a 5.1% unemployment rate. Its cost of living index is 111 (US average = 100), which is 11% above the national average.
Strengths: Lake Nacimiento's profile is close to national averages across most measures.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Lake Nacimiento is right for you depends on your priorities — the full breakdown is below.
All Lake Nacimiento city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 110.8Lake Nacimiento's overall cost of living index is 110.8, where 100 represents the US national average. Living in Lake Nacimiento costs roughly 11% more than the average American city.
| Metric | Lake Nacimiento, CA | National Avg |
|---|---|---|
| Median Home Value | $440,400 | $244,900 |
| Median Monthly Rent | $1,938 | $1,163 |
| Homeownership Rate | 84.6% | 65.9% |
| Median Household Income | $78,250 | $74,755 |
Crime & Safety
Safer than AverageLake Nacimiento's violent crime rate is 284.3 per 100,000 residents — 25% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Lake Nacimiento, CA | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 19.4% | 35.4% |
| High School Diploma or Higher | 92.1% | 91.1% |
Weather & Climate
Lake Nacimiento sees average highs of 61.9°F in January and 90.5°F in July, with 15.3 inches of annual precipitation .
| Metric | Lake Nacimiento, CA |
|---|---|
| Average High — January | 61.9°F |
| Average High — July | 90.5°F |
| Annual Precipitation | 15.3" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Lake Nacimiento, CA | National Avg |
|---|---|---|
| Population | 3,205 | — |
| Median Age | 39.4 | 38.9 |
| Unemployment Rate | 5.1% | 3.7% |
| Avg Commute Time | 42.1 min | 26 min |
| White (non-Hispanic) | 81.6% | 59.3% |
| Black or African American | 2.1% | 13.6% |
| Hispanic or Latino | 11.5% | 18.9% |
| Asian | 0.8% | 6.3% |
| Under 18 | 23.1% | 22.2% |
| 65 and over | 20.6% | 16.8% |