Median Income
$135,822
household / year
Median Home Value
$1,052,800
owner-occupied
Median Rent
$2,736
gross / month
Cost of Living
116
national avg = 100

Is Laguna Niguel, CA a Good Place to Live?

Laguna Niguel is a mid-sized city of 64,259 in California, with a median household income of $135,822 and a 5.5% unemployment rate. Its cost of living index is 116 (US average = 100), which is 16% above the national average.

Strengths: Laguna Niguel stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Laguna Niguel is right for you depends on your priorities — the full breakdown is below.

All Laguna Niguel city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 115.5

Laguna Niguel's overall cost of living index is 115.5, where 100 represents the US national average. Living in Laguna Niguel costs roughly 16% more than the average American city.

Metric Laguna Niguel, CA National Avg
Median Home Value $1,052,800 $244,900
Median Monthly Rent $2,736 $1,163
Homeownership Rate 66.0% 65.9%
Median Household Income $135,822 $74,755

Crime & Safety

Very Safe

Laguna Niguel's violent crime rate is 126.7 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.

Violent Crime
126.7 /100k
Property Crime
904.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Laguna Niguel is served primarily by Orange County Academy of Sciences and Arts District. The student-to-teacher ratio is 24.9:1 (slightly above the national average of ~16:1).

Metric Laguna Niguel, CA National Avg
School District Orange County Academy of Sciences and Arts District —
Elementary Schools 1 —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio 24.9:1 16:1
Bachelor's Degree or Higher 56.6% 35.4%
High School Diploma or Higher 95.8% 91.1%

Weather & Climate

Laguna Niguel sees average highs of 68.4°F in January and 79.5°F in July, with 12.7 inches of annual precipitation .

MetricLaguna Niguel, CA
Average High — January68.4°F
Average High — July79.5°F
Annual Precipitation12.7"
Annual SnowfallTrace / None

Demographics

MetricLaguna Niguel, CANational Avg
Population64,259—
Median Age47.238.9
Unemployment Rate5.5%3.7%
Avg Commute Time27.1 min26 min
White (non-Hispanic)69.5%59.3%
Black or African American2.0%13.6%
Hispanic or Latino11.4%18.9%
Asian11.2%6.3%
Under 1817.0%22.2%
65 and over20.3%16.8%

Nearby Cities

San Juan Capistrano, CA 3 mi Laguna Beach, CA 4 mi Dana Point, CA 4 mi Ladera Ranch, CA 4 mi Aliso Viejo, CA 4 mi

ZIP Codes in Laguna Niguel

Laguna Niguel, CA is covered by 1 ZIP code:

92677

Laguna Niguel vs Other Cities

Laguna Niguel, CA vs San Juan Capistrano, CA Laguna Niguel, CA vs Laguna Beach, CA Laguna Niguel, CA vs Dana Point, CA Laguna Niguel, CA vs Ladera Ranch, CA Laguna Niguel, CA vs Aliso Viejo, CA

Frequently Asked Questions

Laguna Niguel's cost of living index is 116, where 100 is the national average. That puts Laguna Niguel roughly 16% above the national average in cost. The median home price is $1,052,800 and median rent is $2,736/month.
Laguna Niguel's violent crime rate is 126.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 904.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Laguna Niguel are operated by Orange County Academy of Sciences and Arts District. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 24.9:1. 56.6% of adults 25+ hold a bachelor's degree or higher.
Laguna Niguel, CA has a population of 64,259, a median household income of $135,822, and an unemployment rate of 5.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Laguna Niguel averages 68.4°F in January and 79.5°F in July. Annual rainfall is 12.7 inches . Based on NOAA 30-year climate normals (1991–2020).
Laguna Niguel, CA is covered by 1 ZIP code: 92677.
The population of Laguna Niguel, California is 64,259 with a median age of 47.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Laguna Niguel: cost of living index 116 (100 = US average), median home $1,052,800, median household income $135,822, crime index 37 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Laguna Niguel side by side with your current city to see the trade-offs.