What are the schools like in Granite Bay, CA?

Granite Bay is served primarily by Eureka Union. The district operates 3 elementary schools, 4 middle schools, and several high schools with a student-to-teacher ratio of 24.3:1.

What is the median household income in Granite Bay?

The median household income in Granite Bay, CA is $177,803 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.9%.

What is the weather like in Granite Bay, CA?

Granite Bay has an average high temperature of 56.3°F in January and 92.7°F in July. Annual precipitation averages 20.9 inches.

Granite Bay, CA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Granite Bay, CA affordable or expensive?

Granite Bay's cost of living index is 109, where 100 represents the national average. This means Granite Bay is 9% more expensive than the average US city. The median home value is $1,012,100 and the median rent is $2,077 per month.

Q: What is the crime rate in Granite Bay, CA?

Granite Bay has a violent crime rate of 146.9 incidents per 100,000 residents and a property crime rate of 850.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Granite Bay, CA a Good Place to Live?

Granite Bay is a small city of 22,180 in California, with a median household income of $177,803 and a 3.9% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Granite Bay stands out for solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include high home prices. Whether Granite Bay is right for you depends on your priorities — the full breakdown is below.

All Granite Bay city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.9

Granite Bay's overall cost of living index is 108.9, where 100 represents the US national average. Living in Granite Bay costs roughly 9% more than the average American city.

Metric	Granite Bay, CA	National Avg
Median Home Value	$1,012,100	$244,900
Median Monthly Rent	$2,077	$1,163
Homeownership Rate	91.6%	65.9%
Median Household Income	$177,803	$74,755

Crime & Safety

Very Safe

Granite Bay's violent crime rate is 146.9 per 100,000 residents — 61% lower than the national average of ~380 per 100,000.

Violent Crime

146.9 /100k

Property Crime

850.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Granite Bay is served primarily by Eureka Union. The student-to-teacher ratio is 24.3:1 (slightly above the national average of ~16:1).

Metric	Granite Bay, CA	National Avg
School District	Eureka Union	—
Elementary Schools	3	—
Middle Schools	4	—
High Schools	N/A	—
Student/Teacher Ratio	24.3:1	16:1
Bachelor's Degree or Higher	59.7%	35.4%
High School Diploma or Higher	97.2%	91.1%

Weather & Climate

Granite Bay sees average highs of 56.3°F in January and 92.7°F in July, with 20.9 inches of annual precipitation .

Metric	Granite Bay, CA
Average High — January	56.3°F
Average High — July	92.7°F
Annual Precipitation	20.9"
Annual Snowfall	Trace / None

Demographics

Metric	Granite Bay, CA	National Avg
Population	22,180	—
Median Age	47.7	38.9
Unemployment Rate	3.9%	3.7%
Avg Commute Time	29.7 min	26 min
White (non-Hispanic)	80.6%	59.3%
Black or African American	3.0%	13.6%
Hispanic or Latino	4.4%	18.9%
Asian	8.8%	6.3%
Under 18	23.3%	22.2%
65 and over	21.6%	16.8%

Nearby Cities

Loomis, CA 4 mi Rocklin, CA 5 mi Orangevale, CA 6 mi Penryn, CA 6 mi Folsom, CA 7 mi

ZIP Codes in Granite Bay

Granite Bay, CA is covered by 1 ZIP code:

95746

Granite Bay vs Other Cities

Granite Bay, CA vs Loomis, CA Granite Bay, CA vs Rocklin, CA Granite Bay, CA vs Orangevale, CA Granite Bay, CA vs Penryn, CA Granite Bay, CA vs Folsom, CA

Frequently Asked Questions

Is Granite Bay, CA affordable or expensive?

Granite Bay's cost of living index is 109, where 100 is the national average. That puts Granite Bay roughly 9% above the national average in cost. The median home price is $1,012,100 and median rent is $2,077/month.

What is the crime rate in Granite Bay, CA?

Granite Bay's violent crime rate is 146.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 850.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Granite Bay?

Public schools in Granite Bay are operated by Eureka Union. The district has 3 elementary, 4 middle, and several high schools. The student-to-teacher ratio is 24.3:1. 59.7% of adults 25+ hold a bachelor's degree or higher.

Is Granite Bay, CA a good place to live?

Granite Bay, CA has a population of 22,180, a median household income of $177,803, and an unemployment rate of 3.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Granite Bay?

Granite Bay averages 56.3°F in January and 92.7°F in July. Annual rainfall is 20.9 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Granite Bay?

Granite Bay, CA is covered by 1 ZIP code: 95746.

What is the population of Granite Bay?

The population of Granite Bay, California is 22,180 with a median age of 47.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Granite Bay?

Key numbers for living in Granite Bay: cost of living index 109 (100 = US average), median home $1,012,100, median household income $177,803, crime index 39 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Granite Bay side by side with your current city to see the trade-offs.