Median Income
$127,391
household / year
Median Home Value
$915,200
owner-occupied
Median Rent
$2,245
gross / month
Cost of Living
113
national avg = 100

Is Gilroy, CA a Good Place to Live?

Gilroy is a mid-sized city of 58,696 in California, with a median household income of $127,391 and a 5.9% unemployment rate. Its cost of living index is 113 (US average = 100), which is 13% above the national average.

Strengths: Gilroy's profile is close to national averages across most measures.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Gilroy is right for you depends on your priorities — the full breakdown is below.

All Gilroy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.9

Gilroy's overall cost of living index is 112.9, where 100 represents the US national average. Living in Gilroy costs roughly 13% more than the average American city.

Metric Gilroy, CA National Avg
Median Home Value $915,200 $244,900
Median Monthly Rent $2,245 $1,163
Homeownership Rate 63.6% 65.9%
Median Household Income $127,391 $74,755

Crime & Safety

Near National Average

Gilroy's violent crime rate is 461.3 per 100,000 residents — 21% higher than the national average of ~380 per 100,000.

Violent Crime
461.3 /100k
Property Crime
2163.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Gilroy is served primarily by Gilroy Unified. The student-to-teacher ratio is 22.9:1 (slightly above the national average of ~16:1).

Metric Gilroy, CA National Avg
School District Gilroy Unified —
Elementary Schools 7 —
Middle Schools 3 —
High Schools 4 —
Student/Teacher Ratio 22.9:1 16:1
Bachelor's Degree or Higher 29.4% 35.4%
High School Diploma or Higher 83.9% 91.1%

Weather & Climate

Gilroy sees average highs of 60.7°F in January and 87.2°F in July, with 19.8 inches of annual precipitation .

MetricGilroy, CA
Average High — January60.7°F
Average High — July87.2°F
Annual Precipitation19.8"
Annual SnowfallTrace / None

Demographics

MetricGilroy, CANational Avg
Population58,696—
Median Age35.238.9
Unemployment Rate5.9%3.7%
Avg Commute Time34.1 min26 min
White (non-Hispanic)45.0%59.3%
Black or African American2.2%13.6%
Hispanic or Latino34.9%18.9%
Asian10.8%6.3%
Under 1828.6%22.2%
65 and over12.4%16.8%

Nearby Cities

San Martin, CA 5 mi Interlaken, CA 9 mi Morgan Hill, CA 9 mi Aromas, CA 9 mi Pajaro, CA 11 mi

ZIP Codes in Gilroy

Gilroy, CA is covered by 1 ZIP code:

95020

Gilroy vs Other Cities

Gilroy, CA vs San Martin, CA Gilroy, CA vs Interlaken, CA Gilroy, CA vs Morgan Hill, CA Gilroy, CA vs Aromas, CA Gilroy, CA vs Pajaro, CA

Frequently Asked Questions

Gilroy's cost of living index is 113, where 100 is the national average. That puts Gilroy roughly 13% above the national average in cost. The median home price is $915,200 and median rent is $2,245/month.
Gilroy's violent crime rate is 461.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2163.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Gilroy are operated by Gilroy Unified. The district has 7 elementary, 3 middle, and 4 high schools. The student-to-teacher ratio is 22.9:1. 29.4% of adults 25+ hold a bachelor's degree or higher.
Gilroy, CA has a population of 58,696, a median household income of $127,391, and an unemployment rate of 5.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gilroy averages 60.7°F in January and 87.2°F in July. Annual rainfall is 19.8 inches . Based on NOAA 30-year climate normals (1991–2020).
Gilroy, CA is covered by 1 ZIP code: 95020.
The population of Gilroy, California is 58,696 with a median age of 35.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gilroy: cost of living index 113 (100 = US average), median home $915,200, median household income $127,391, crime index 114 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Gilroy side by side with your current city to see the trade-offs.