Is Charter Oak, CA a Good Place to Live?
Charter Oak is a small town of 9,335 in California, with a median household income of $79,803 and a 7.0% unemployment rate. Its cost of living index is 116 (US average = 100), which is 16% above the national average.
Strengths: Charter Oak's profile is close to national averages across most measures.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Charter Oak is right for you depends on your priorities — the full breakdown is below.
All Charter Oak city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 115.5Charter Oak's overall cost of living index is 115.5, where 100 represents the US national average. Living in Charter Oak costs roughly 16% more than the average American city.
| Metric | Charter Oak, CA | National Avg |
|---|---|---|
| Median Home Value | $567,900 | $244,900 |
| Median Monthly Rent | $1,817 | $1,163 |
| Homeownership Rate | 61.2% | 65.9% |
| Median Household Income | $79,803 | $74,755 |
Crime & Safety
Near National AverageCharter Oak's violent crime rate is 558.4 per 100,000 residents — 47% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Charter Oak, CA | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 33.5% | 35.4% |
| High School Diploma or Higher | 86.1% | 91.1% |
Weather & Climate
Charter Oak sees average highs of 67.9°F in January and 90.3°F in July, with 16.7 inches of annual precipitation .
| Metric | Charter Oak, CA |
|---|---|
| Average High — January | 67.9°F |
| Average High — July | 90.3°F |
| Annual Precipitation | 16.7" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Charter Oak, CA | National Avg |
|---|---|---|
| Population | 9,335 | — |
| Median Age | 39.7 | 38.9 |
| Unemployment Rate | 7.0% | 3.7% |
| Avg Commute Time | 32.5 min | 26 min |
| White (non-Hispanic) | 43.4% | 59.3% |
| Black or African American | 11.4% | 13.6% |
| Hispanic or Latino | 26.0% | 18.9% |
| Asian | 11.0% | 6.3% |
| Under 18 | 18.1% | 22.2% |
| 65 and over | 13.4% | 16.8% |