White Mountain Lake is a small town of 2,817 in Arizona, with a median household income of $36,719
and a 12.1% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
White Mountain Lake stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether White Mountain Lake is right for you depends on your priorities — the full breakdown is below.
All White Mountain Lake city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.9
White Mountain Lake's overall cost of living index is 88.9,
where 100 represents the US national average.
Living in White Mountain Lake costs roughly 11% less than the average American city.
Metric
White Mountain Lake, AZ
National Avg
Median Home Value
$132,700
$244,900
Median Monthly Rent
$714
$1,163
Homeownership Rate
75.6%
65.9%
Median Household Income
$36,719
$74,755
Crime & Safety
Very Safe
White Mountain Lake's violent crime rate is 264.1 per 100,000 residents
— 30% lower than the national average of ~380 per 100,000.
Violent Crime
264.1 /100k
Property Crime
829.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
White Mountain Lake, AZ
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
13.7%
35.4%
High School Diploma or Higher
85.8%
91.1%
Weather & Climate
White Mountain Lake sees average highs of 46.0°F in January
and 85.3°F in July,
with 15.7 inches of annual precipitation
and 19.4 inches of snow per year.
White Mountain Lake's cost of living index is 89, where 100 is the national average.
That makes White Mountain Lake roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $132,700 and median rent is $714/month.
White Mountain Lake's violent crime rate is 264.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 829.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
White Mountain Lake, AZ has a population of 2,817, a median household income of $36,719, and an unemployment rate of 12.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
White Mountain Lake averages 46.0°F in January and 85.3°F in July. Annual rainfall is 15.7 inches
with about 19.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
White Mountain Lake, AZ is covered by 1 ZIP code: 85912.
The population of White Mountain Lake, Arizona is 2,817 with a median age of 36.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in White Mountain Lake: cost of living index 89 (100 = US average), median home $132,700, median household income $36,719, crime index 57 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare White Mountain Lake side by side with your current city to see the trade-offs.