Below Average CostVery SafeOracle Elementary District (4444)
Oracle, Arizona on Christmas day 2016 · Ivgotit / CC BY 4.0Oracle AZ Mt Lemmon · Ivgotit at English Wikipedia / CC BY-SA 3.0A spectacular sunset over Oracle, AZ USA during the 2020 monsoon season · Kent Thornell / CC BY-SA 4.0GLOW 2007, Oracle · John from tucson az / CC BY 2.0
Oracle is a small town of 3,146 in Arizona, with a median household income of $64,247
and a 1.7% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Oracle stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Oracle is right for you depends on your priorities — the full breakdown is below.
All Oracle city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
Oracle's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in Oracle costs roughly 6% less than the average American city.
Metric
Oracle, AZ
National Avg
Median Home Value
$187,300
$244,900
Median Monthly Rent
$1,110
$1,163
Homeownership Rate
90.9%
65.9%
Median Household Income
$64,247
$74,755
Crime & Safety
Very Safe
Oracle's violent crime rate is 235.7 per 100,000 residents
— 38% lower than the national average of ~380 per 100,000.
Violent Crime
235.7 /100k
Property Crime
963.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oracle is served primarily by Oracle Elementary District (4444).
The student-to-teacher ratio is 16.5:1
(slightly above the national average of ~16:1).
Metric
Oracle, AZ
National Avg
School District
Oracle Elementary District (4444)
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
16.5:1
16:1
Bachelor's Degree or Higher
21.9%
35.4%
High School Diploma or Higher
92.4%
91.1%
Weather & Climate
Oracle sees average highs of 55.5°F in January
and 91.4°F in July,
with 16.4 inches of annual precipitation
and 10.8 inches of snow per year.
Oracle's cost of living index is 94, where 100 is the national average.
That makes Oracle roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $187,300 and median rent is $1,110/month.
Oracle's violent crime rate is 235.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 963.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oracle are operated by Oracle Elementary District (4444).
The district has 1 elementary, several middle, and several high schools.
The student-to-teacher ratio is 16.5:1. 21.9% of adults 25+ hold a bachelor's degree or higher.
Oracle, AZ has a population of 3,146, a median household income of $64,247, and an unemployment rate of 1.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oracle averages 55.5°F in January and 91.4°F in July. Annual rainfall is 16.4 inches
with about 10.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Oracle, Arizona is 3,146 with a median age of 51.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oracle: cost of living index 94 (100 = US average), median home $187,300, median household income $64,247, crime index 56 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Oracle side by side with your current city to see the trade-offs.